YOUNG Card (Youth Edition), two UnionPay single-currency gold cards are issued, namely YOUNG Card (black) and YOUNG Card (white), and US dollars or other foreign currencies cannot be swiped. 1, YOUNG Card (Youth Edition) is free of charge for the first cash withdrawal every natural month (interest is still charged normally), and the cash advance limit is the highest100%; 2. In the birthday month, the cardholder will normally accumulate our points by using the YOUNG card (Youth Edition), and the points obtained will be twice as much as the normal credit card consumption points. (The upper limit of bonus points awarded is 2000 points/household, and the points are permanently valid). For more information, click /ccard/youngcardnew/? WT.mc_id= got it.