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Just paid off the blacklist of credit cards, what is the impact of renaming?
credit card blacklist

This is only part of the credit report.

The quality of credit information has nothing to do with your renaming.

Just change it. The Public Security Bureau won't refuse to change your name because you haven't returned your credit card.

But whether you change your name or not will not affect your credit evaluation.

The ID card will not change.

In other words, if you are blacklisted now and you change your name, you are still blacklisted.