Ping An Baitiao Card has no annual fee, which is one of its biggest advantages.

Ping An Baitiao Card stipulates that the annual fee will be waived for life and the interest will be free for 51 days. This is a credit card jointly launched by Ping An Bank and JD.com. It is a lifetime free credit card product, which means that after the cardholder holds the card , there will never be an issue of annual fees, because they don’t exist at all.

In addition to the basic financial functions of a credit card, Ping An Baitiao Card also has JD.com’s special rights, consumption rights, and platinum card exclusive rights. As long as users use the Ping An Baitiao Card, they can get 5 times the rebate on Jingdou from Baitiao in all scenarios. At the same time, they will also enjoy a series of benefits such as instant discounts on JD.com shopping discounts and lightning refunds.

The biggest attraction of Ping An Baitiao Card is not the benefits provided by the bank, but the benefits provided by JD.com. JD users or Baitiao enthusiasts recommend applying for this credit card because you can enjoy a lot of shopping on JD.com Consumption benefits. After opening the card, as long as you can repay it on time, you can use it for a long time.

Report the loss of a bank card

The procedures for reporting the loss of a bank card are not exactly the same among major banks. If you lose your bank card, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other proof. Report the loss of materials at the bank counter.

Notes

1. When entering the password, be sure to cover it with your hands. If there is any abnormality in the password shield and card entry protection slot of the ATM machine, for safety reasons, do not use it. At the same time, inform the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. Pay attention to the number of times the cashier swipes the card. When you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card;

5. Activate the mobile phone SMS service to keep track of account changes at any time If you find an abnormal transaction, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

7. Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away. Do not keep multiple bank cards and passbooks together.

8. Use pieces of paper to separate cards as much as possible to act as a distance.

9. You can use special bank card holders or anti-magnetic card holders.