It mainly depends on your work unit and monthly income. It is normal to approve it after 9 times overdue. You were accepted.

2. Can I borrow six overdue loans in five years?

If it is overdue within 30 days, you can apply; If it is overdue for more than 90 days, it is possible to refuse the loan. However, in addition to banks, you can also find a local formal loan company to handle related business. Because compared with banks, the threshold of loan companies is much lower. Of course, if you have a real estate and a car in your name and can provide relevant supporting materials, it is easier to get a loan. Can I get a loan if my credit card has an overdue record? The Notice on Defining the Standards for the Use of Personal Credit Reports clearly stipulates that personal credit cards or bank loans are overdue for three months in a row, or overdue for more than six times in two years, and cannot apply for provident fund loans. Even if the bank issues a "debt-free certificate". Personal credit does not meet the requirements of the notice, the loan review Committee can not agree to its housing loan application. In case of special reasons, after the loan bank issues a certificate, it will be studied and decided by the loan review committee.

Three, credit overdue six times within five years, one of which can apply for a reserve of more than 90 days. ...

You have to ask the loan bank about this. Generally, it doesn't matter if it is more than three times. It's hard to say if it's four times.

4. Can I apply for six mortgages within five years of buying a house with a credit card?

Usually, you can't. If your credit card is overdue for six times and has a bad credit record, you can't get a loan within five years.

The consequences of overdue credit cards are:

I. Bank Credit Card Banking Center will charge late fees and interest:

1. The late payment fee is calculated as 5% of the unpaid part of the minimum repayment amount, and the minimum repayment amount is RMB 10 yuan or USD 1 yuan.

2. At the same time, the bank will charge five ten thousandths of daily interest for the whole bill.

Second, the impact of credit:

1. If it is overdue within one month, it will be deemed as overdue once. As long as it is overdue, even once, it is more difficult to increase the quota;

2. If it is overdue for 3 consecutive times or accumulated for 6 times, there will be a bad credit record, and it will be difficult to borrow money and apply for a credit card in the future;

3. After a certain amount and time, the bank will freeze the credit card.