The use of consumer loans
1. Decoration
At present, it is the most widely used and favorite one in financial institutions. Generally speaking, the bank will ask you to provide the purchase invoice of the decoration company, or directly transfer the loan money to the enterprise account of the decoration company.
2. Buy cars, household appliances, 3C, jewelry and jade.
Whether it is cars, household appliances, electronic digital products, or jewelry and jade, it is for the normal consumption needs of borrowers. In order to ensure the authenticity, the bank will ask you to issue an invoice, and remember to keep it properly when you buy it.
3. Education and training, studying abroad
Staged education and study abroad loans are also one of the common loan uses in the market. Its purpose is for the lender to learn personally and improve his knowledge and ability. At present, in addition to banks, some education and training institutions have also launched similar phased products.
travel
With the increasing demand in the tourism market, tourism loans have become one of the loans operated by financial institutions. Users can apply according to their own needs, and at the same time keep relevant information and documents for post-loan review.
At present, consumer loans are developing rapidly in China. In order to continuously meet people's consumer demand, the use of consumer loans is also advancing with the times, such as cosmetic surgery by stages and even consumer loans for the second child. The purpose of these loans is constantly updated with the changes of the times.
2. What can ICBC's personal consumption loan be used for?
The use of consumer loans
1. Decoration
At present, it is the most widely used and favorite one in financial institutions. Generally speaking, the bank will ask you to provide the purchase invoice of the decoration company, or directly transfer the loan money to the enterprise account of the decoration company.
2. Buy cars, home appliances, 3c, jewelry and jade products.
Whether it is cars, household appliances, electronic digital products, or jewelry and jade, it is for the normal consumption needs of borrowers. In order to ensure the authenticity, the bank will ask you to issue an invoice, and remember to keep it properly when you buy it.
3. Education and training, studying abroad
Staged education and study abroad loans are also one of the common loan uses in the market. Its purpose is for the lender to learn personally and improve his knowledge and ability. At present, in addition to banks, some education and training institutions have also launched similar phased products.
travel
With the increasing demand in the tourism market, tourism loans have become one of the loans operated by financial institutions. Users can apply according to their own needs, and at the same time keep relevant information and documents for post-loan review.
At present, consumer loans are developing rapidly in China. In order to continuously meet people's consumer demand, the use of consumer loans is also advancing with the times, such as cosmetic surgery by stages and even consumer loans for the second child. The purpose of these loans is constantly updated with the changes of the times.
3. What loans can I apply for with my ICBC card?
E-loan is a very popular pure credit mobile phone loan. Loans are mainly suitable for personal daily consumption and easy to handle. Borrowers can apply at banks and industrial and commercial banks in official website through mobile phones. At present, Ronge Loan can provide loans ranging from 600 yuan to 800,000 yuan, and ordinary borrowers can generally get loans ranging from several thousand yuan to tens of thousands of yuan.
4. I applied for a personal consumption loan in China Industrial and Commercial Bank for the renovation of my new house. Now I'm going to take out a second loan to buy home appliances. Is it okay? What are the procedures?
No, pay off the personal consumption loan for the renovation of the new house first, and then borrow it.
Happy new year, I hope I can help you.