China citizens, who have reached the age of 18, have full capacity for civil conduct, a legal and stable source of income and ability to pay, and have a good reputation (Hong Kong, Macao and Taiwan compatriots must have the right of abode in China, hold passports and valid residence certificates issued by the China public security department, and have a fixed occupation at the bank) can apply to the bank for personal cards with their valid identity documents and other documents required by the bank.
Individuals can apply for supplementary cards for other natural persons while applying for the main card, and the holder of the main card has the right to request cancellation or stop payment of its supplementary card.