First of all, in the case of overdue CCB credit card, the cardholder can negotiate the principal. The purpose of negotiation is to reduce the burden on cardholders, so that they can better repay loans and finally restore a good credit record.

Specifically, regarding the negotiation of overdue principal of CCB credit cards, the following points need to be explained:

1. negotiation object: the cardholder can contact the customer service department of CCB or the relevant credit card department to make a negotiation request.

2. Contents of negotiation: Cardholders can request to reduce the amount of principal owed through negotiation, so as to reduce the repayment pressure. During the negotiation, the cardholder can provide the bank with relevant financial difficulties proof materials, such as income proof, family debt, etc. In order to improve the success rate of negotiations.

3. Negotiation result: CCB will comprehensively consider the specific situation of cardholders and make appropriate adjustments. The extent and method of specific adjustment will depend on the repayment ability and credit history of the cardholder, and an agreement may be reached to reduce the principal.

In short, the overdue principal of CCB credit card can be negotiated. Cardholders can contact the relevant departments of CCB, provide corresponding supporting materials, and reach an agreement on the reduction or exemption of principal. This will help to reduce the repayment burden of cardholders and restore the good state of credit records.

Extended data:

The chance of overdue negotiation of CCB's credit card principal is not absolute, and the specific result will also be affected by the cardholder's personal credit status, overdue situation and negotiation ability with the bank. Different situations will have different results, which may be a partial reduction of principal or an appropriate repayment arrangement. Therefore, in the face of overdue problems, it is suggested that cardholders contact the bank in time to explain their difficulties and seek solutions.

In addition, in the case of overdue credit cards, CCB usually takes some measures to urge cardholders to repay, such as collecting phone calls, SMS reminders, legal proceedings and so on. Cardholders should maintain a positive communication attitude and make full repayment preparations before consulting the bank.

In short, if the credit card is overdue, CCB can negotiate the principal amount. Cardholders can contact the relevant departments of the bank to provide corresponding supporting materials to reduce the repayment burden. However, the specific negotiation results will be affected by personal credit status, overdue status and negotiation ability with banks. Therefore, in the face of overdue problems, it is very important to communicate with banks in time and provide relevant supporting materials. The final result may be a partial reduction of the principal, or an appropriate repayment arrangement to help the cardholder restore a good credit record.