Ms. G, a Xiaocai netizen, once received a call from a "bank user manager" to exchange points. Ms. G directly informed the counterpart of the verification code without reading the content of the short message carefully. As a result, this verification code caused the mobile phone number of Ms. G's associated bank card to be modified, and the credit card was continuously overdrawn and stolen. Even if the loss was reported, the loss could not be stopped. Ms. G went to court with the bank for this.
Ms. G has set up a savings card and a credit card in a bank, both of which have the function of prompting the change of deposit balance by SMS. At about 1: on September 29, 215, Ms. G received a phone call during her work. Fang claimed to be the customer service manager of the bank and asked her if she needed to redeem points, and asked Ms. G to inform her of the verification code received on her mobile phone.
Just before this call was made, someone called the bank in the name of Ms. G and asked to change her mobile phone number. Ms. G received several short messages from the bank. As a result, Ms. G didn't look closely, so she informed the opposite party of the verification code received by the SMS during the call. The next afternoon, Ms. G called the bank customer service to report that the bank card password was actually wrong when she wanted to repay.
after verification, the customer service staff informed Ms. G that her credit card had been cheated, and she went through the formalities of reporting the loss of her credit card. A few days later, Ms. G went to the bank's business outlets and learned that the funds in her credit card and savings card had lost, so she called the police.
Ms. G was surprised by the transaction record of the bank. Within a few minutes after she told the counterpart the verification code, her credit card was reset with the withdrawal password and spending password, and her personal online banking login password was also reset, and a virtual card was opened. Ms. G's online banking mobile phone number has been modified.
in less than a week, Ms. g's credit card overdraft transfer and expenses were 26,995 yuan, overdraft handling fee was 523.7 yuan, she applied for financial intelligence fund of 35, yuan, handling fee was 3,15 yuan, and overdraft interest was 8,929.82 yuan, overdue payment fee was 14,997.51 yuan, and over-limit fee was 1,875.58 yuan.
for this reason, Ms. g took the bank to court. In combination with the case, the court ordered Ms. G to be responsible for the loss of 37, yuan and the bank was responsible for the loss of more than 24, yuan.
After reading this example, Xiaocai warmly reminds everyone: No matter what the SMS verification code is, don't leak it to others easily. If the SMS verification code is leaked, it should be checked whether the SMS verification code has been forwarded or whether the mobile phone has been implanted with a Trojan horse, resulting in the SMS being forwarded.