1. Credit card limit, also known as the credit card available limit, refers to the maximum amount that can be used by the credit card you hold. It includes the credit limit (that is, the maximum overdraft limit of the credit card) and the amount deposited into the credit card. amount. \r\n2. The available credit limit is comprehensively evaluated based on the user's spending power and repayment status. If the credit rating is good and the repayment is timely, the bank will naturally increase the credit limit to encourage the user to spend. \r\n3. The calculation method of credit card available limit is: available limit = credit limit approved by the bank - outstanding balance on bills that have not yet been paid - transaction amounts that have not been recorded but have occurred - other related interests and fees. \r\n4. The unpaid accounted amount refers to the amount of card transactions that have been billed but not yet returned; the accumulated amount that has been used but not accounted refers to the amount of card transactions that have occurred but has not yet been billed; other related interest, Fees refer to interest on cash withdrawals or installment payments. \r\nFor more information about how to use the credit limit in your credit card, enter: /ask/ea983c1615821412.html?zd to view more content