Fuxiang Credit Card is a UnionPay standard credit card issued by Hunan Rural Credit Cooperative, which has the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. According to different credit status, it is divided into gold card and ordinary card. Applicable to natural persons aged 18-60 with full civil capacity and good economic credit status. Features: credit cycle: consumption first, then repayment. The gold card has a maximum amount of 50,000 yuan, a term of 3 years, and can be recycled within 3 years. Extra-long interest-free: Credit card consumption can enjoy a maximum interest-free period of 56 days. SMS reminder: Provide SMS reminder service, account change, SMS notification, credit card security, saving time and worry. Annual fee concession: the annual fee for the first year is exempted, and the annual fee for the next year can be exempted if you spend five times in the current year. For supplementary cards, the amount is self-determined: you can apply for supplementary cards for immediate family members who have reached the age of 18, and freely set the credit limit within the credit limit of the main card. Automatic card replacement: when the card expires, a new card will be issued automatically without personal application.