Minsheng Credit Card withdraws 5000 yuan, and the handling fee is 5000*0.5%=250 yuan, and the interest is charged on a daily basis. The daily interest is 5000*0.05%=2.5 yuan, and if it is paid back within 30 days, it will be 30*2.5=75 yuan.

Calculation method of credit card withdrawal fee and interest of Minsheng Bank;

1, credit card withdrawal fee of Minsheng Bank

(1) Cash withdrawal from the counter or ATM equipment of China Minsheng Bank: a handling fee of 0.5% of the cash withdrawal amount is charged, with a minimum of 1 RMB per transaction;

(2) Withdrawing cash at the counters of other domestic banks or ATM equipment: a handling fee of 1% of the withdrawal amount is charged, with a minimum of 1 RMB per transaction;

(3) Charge standard for overseas cash withdrawal: 3% of the cash withdrawal amount, with a minimum charge of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300;

(4) Charge standard for withdrawing RMB overpayment: There is no charge for retrieving the overpayment through the ATM and the counter of Minsheng Bank, and the charge for retrieving the overpayment through other banks is 1%, with a minimum of 1 yuan;

(5) Charge standard for partial withdrawal of foreign currency overpayment: 3% of the cash withdrawal amount, with a minimum of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300.

2. Cash interest of Minsheng Bank credit card.

Minsheng Bank's credit card withdrawal has no interest-free repayment period, and overdraft interest is compounded at the rate of five ten thousandths per day from the overdraft trading day.