I'm not from Heze, but the credit card policies are basically the same, and they are all formulated by their head office and central bank, with only the differences between banks and places.

Let's look at the local banks. The chances of card approval are higher if there are local outlets. Some small banks will not accept applications if there are no local outlets. Personally recommend ICBC, China Construction Bank and Bank of Communications. ICBC's online banking is more convenient, the repayment date is fixed and not easy to forget, and there is no handling fee for local banks to withdraw cash; CCB is mediocre, with no advantages or disadvantages, and it is easier to raise the amount; The amount given by Bank of Communications is relatively high.