1. China CITIC Bank
The discounts that CITIC Bank’s credit card customers can enjoy when spending money at Starbucks can be said to be the most cost-effective. Because CITIC Bank can exchange 9 points for a Starbucks drink. Cardholders who complete 3 transactions of over 299 yuan per month at designated merchants will receive one activity benefit. Redeem the product serial code through the Dongka Space APP, and then use the code to exchange for drinks at Starbucks. Each person is limited to two redemptions per month.
2. Hua Xia Bank
Hua Xia Bank can use 88 points to exchange for a large drink. But it’s not just about spending casually and accumulating points. Cardholders need to accumulate points through designated merchant types, such as catering and entertainment, department stores and supermarkets, business travel, etc., and then use the points to purchase Starbucks drinks through designated methods.
3. China Merchants Bank
The activity of redeeming 799 points of China Merchants Bank credit card for a Starbucks medium handcrafted drink has always been loved by everyone. Starting from September 1, 2016, we will provide you with a more convenient payment method. At the same time, the redemption price for offline credit card points is adjusted to 999 points. 799 points can be redeemed for 1 cup of Starbucks medium-sized hand-mixed drinks; you can also use your credit card to redeem 999 points for 1 cup of Starbucks medium-cup hand-mixed drinks. Each bank's credit card points have their own advantages and disadvantages when redeeming points for Starbucks. You can choose flexibly according to your actual card use needs and the promotions launched by the bank.
Through comparison, it was found that: regardless of other restrictions, only the exchange relationship between the credit card amount and Starbucks was calculated. The most cost-effective one is the CITIC Credit Card, where you can drink a large cup of Starbucks with a swipe of 897 yuan. Under normal circumstances, regardless of the discounts of specific marketing activities, most credit card holders need to spend 15,000-17,500 yuan with their cards to redeem a large cup of Starbucks coffee.
1. CITIC Bank: 9 points per cup can be exchanged for two large cups per month. All customers can make a total of 3/6/9 transactions of 299 yuan (inclusive) in a single transaction at designated merchant types every month. Pen, you can get the benefits of the 1st/2nd/3rd event respectively. That is to say, if you make three purchases of 299 yuan each time within a month, you can use 9 points to exchange for a large cup of Starbucks if you make 897 yuan; if you make 6 purchases of more than 299 yuan, you can exchange for two cups. However, ordinary cardholders can only redeem product serial codes through the Dongka Space APP, and then go to Starbucks to get coffee with the code. This online redemption can only be redeemed twice per month per merchant, and there is a total amount limit. The delivery quantity is updated at 10 o'clock every day, first come first served. CITIC Credit Card has special benefits for Platinum Card customers. Each customer who earns 19,999 yuan in point transactions per natural month can obtain 3 benefits at one time, and the benefits will be credited to the account in real time. However, the combination of this part of the benefits and the exclusive benefits of all customers will not exceed 3 times in total.
2. China Merchants Bank: 799 points can be redeemed for a medium cup. Cardholders using the CMB Mobile Life APP payment code can redeem 799 points for a cup of Starbucks medium cup drinks of any flavor, with no limit on the number of times and quantity. China Merchants Bank's credit card points have always been calculated as one point only after spending 20 yuan, so without taking into account other promotions, this cup of Starbucks is equivalent to spending 15,980 yuan in exchange for it. However, China Merchants Bank has always had multiple points activities, and there are also many "plans" to spend less money to exchange for the same points.
3. Bank of China: 15,000 points can be exchanged for two large cups on weekends. From April 15, 2018 to April 14, 2019, Bank of China launched the "Benefit Bank of China Day" event where Bank of China credit card points can be exchanged for Starbucks drinks. Bank of China credit card holders can redeem 15,000 Bank of China credit card points at designated Starbucks stores in mainland China from Monday to Sunday for any large handcrafted drink (except for specific drinks). There is no limit to the number of cups redeemed per card per day; Spend 15,000 Bank of China credit card points on Saturdays and Sundays to exchange for a cup of any large hand-made drink (except for specific drinks), and you can get a cup of the same size drink as a gift. Each person and card can only enjoy the redeem-one-get-one discount once per week. A rough calculation shows that you can exchange 15,000 points for a large cup of Starbucks on weekdays, and you can exchange 7,500 points for a large cup of Starbucks on Saturdays and Sundays.