1, the maximum withdrawal amount does not exceed 50% of the cardholder's credit limit, which means that a credit card with a credit limit of 4,000 can only withdraw 2,000 yuan, and the remaining 2,000 yuan cannot be withdrawn.

2.ATM withdrawal is limited to 2000 per person per card per day.

3. Industrial Bank charges 2% handling fee for cash advance, with a minimum charge of 20 yuan.

You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations. ?

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20 12 in April, 14 China Bank, Industrial and Commercial Bank, China Construction Bank, Agricultural Bank, Bank of Communications, China Merchants Bank and other well-known domestic banks provided credit card services. Only four banks do not charge withdrawal fees for users' overpayments in the bank and the region, and other banks are mandatory.

In addition, China Construction Bank, Bank of Communications, Bank of China, China Everbright, Minsheng, Shanghai Pudong Development Bank and Huaxia Bank all said that domestic credit card overpayments in the same city are free of handling fees. Some cards of the Agricultural Bank of China, such as QQ co-branded cards and official cards, do not need to pay handling fees to withdraw overpayments from local banks.

If the cardholder encounters "overpayment", it is best to spend the overpayment by swiping the card to avoid unnecessary expenses.

Baidu encyclopedia-cash withdrawal by credit card

Phoenix. Com- 10 Credit card withdrawals at banks in Wuhan are free.