Why are bank cards in China often stolen and why are face and fingerprint scans not taken? And let liars run rampant? Or is it China Banking Association’s inaction

The main reason is that the technology is too backward, and ordinary magnetic cards should not be copied too easily.

Currently, chip cards are being promoted, but the cost is still high, and not many people are switching.

Fingerprint and face scanning require a huge database, which will be difficult for banks to do in the short term.

It is recommended that the current balance in your card should not be too large. It will be safer to use it regularly and then transfer it when you need it. You should also take good care of your mobile phone.

More than RMB 100,000 was swiped out by just using a password or face to swipe a credit card. Is the bank responsible?

Nowadays, credit cards only require a password or signature, not a fingerprint. Or swipe your face. The credit card can only be used by yourself. If you give it to others to use, it is your own problem. If there is a problem, you are responsible for it. If the card is lost, report it to the bank immediately or call the police. If there is a loss, the bank will compensate, the name of the card and If the signatures are inconsistent, the person receiving the payment needs to verify them

Does Agricultural Bank of China require fingerprints when applying for a credit card?

Absolutely not, and there is no charge. Didn't you go to the bank to apply for it? Did you trust some third party to help you handle it, or did you deceive you into signing a contract?

Does China Construction Bank credit card use fingerprint activation?

It does not use fingerprints, but calls customer service. The customer service will verify some of your information and activate it after you answer the correct questions.

Do I need to use fingerprints to apply for debit cards and credit cards now? I entered it when applying for a new ID card. What’s the use?

No, it will give criminals no opportunity to take advantage of it, because fingerprints are unique and there is no identical second one

Can I apply for a credit card with my fingerprints?

Hello, you cannot apply for a credit card with your fingerprint. The most important requirements for applying for a credit card are proof of work, identity, and assets.

Dear, are you satisfied with my answer? If you are satisfied, please give it a try! Or you can choose to continue asking me questions.

That’s it for the introduction of why credit cards don’t use fingerprints.