Applying for the first time is actually relatively easy. Because there is no credit history to check.

ID card, business card (or work permit, name badge and other work documents), income certificate (with official seal), the above three procedures are basically enough. If you want to apply for a credit card with a large limit, you will need more Provide proof of financial resources. For example: salary slip details (stamped with the stamp of the bank counter), mobile phone bill payment receipts, phone bills, electricity bills, water bills, social security and other payment documents (preferably more than three months old), travel books, real estate certificates, large deposit slips Just wait for whatever you can think of to prove your financial ability. Every bank is different, so if you have one, you can prepare it.

You can go directly to the business hall of each bank to apply. It is recommended to apply to several banks, and there will always be one that can approve it for you.

Currently, banks such as Everbright, Ping An (Shenzhen Development Bank), China, CITIC, Pudong Development Bank, Guangfa, Beijing, and Communications have a lot of activities and are relatively easy to approve.

The first approval does not necessarily mean the quota is low. Many people are approved for a quota of 50,000 just by submitting an income certificate to prove their financial resources.