Industrial and Commercial Bank of China. The ICBC visa card has a high limit and can be combined with other ICBC credit card limits. If the cardholder has an ICBC credit card, the credit limit can be directly added after applying for a visa card. ICBC is the only bank in China that can stack credit card limits. VISA, also translated as Visa, is a credit card brand operated and managed by Visa International in San Francisco, California. It was issued in 1976 and was formerly known as BankAmericard issued by Bank of America. Visa provides its financial institution customers with a rich credit card product platform that can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers increase customer loyalty and usage.