The specific introduction of credit card statement date and repayment date is as follows:

1. Credit card statement date: The date when the bank mails the credit card statement is your credit card statement date. Your credit card issuing bank will regularly summarize and settle all transactions and expenses that occurred in your account in the current period every month. At the same time, it will calculate the interest, calculate your total arrears for the current period and the minimum repayment amount, and then mail this copy to you. period bill. Simply put, on this day the bank will tell you the amount and details of your credit card purchases over the past month.

2. Repayment date: The repayment date is the date used to return the required repayment listed in the bill. The length of time is generally about 25 days after the bill date, and the specific time varies from bank to bank.

The difference between the billing date and the repayment date:

1. Generally, the bill comes out on the day of the bill, and it is OK to repay before the final repayment date, preferably in full. Repayment.

2. If you do not repay in full, you must at least pay the minimum repayment amount;

3. The difference lies in your debt ratio.

For example: For a credit card with a limit of 10,000 yuan, if you have accumulated a consumption of 9,000 yuan before the 20th, then the bill will show a bill of 9,000 yuan to be repaid, which means that the debt ratio of your card is 90. For credit card limit increase, There are no benefits to loans, etc.; credit card limit increases generally require the debt ratio to be controlled within 30.

How to check the credit card statement date?

1. Telephone inquiry

The more traditional method is to use the customer service phone number for inquiry. We call the customer's phone number and enter the credit card number, expiration date and other information according to the prompts, and then we can directly Check out our bill.

2. QQ customer service inquiry

Currently many banks have their own QQ customer service. We find the XX bank customer service in the QQ service, and then click the corresponding function key according to the prompts. You can directly query the bill you need to query.

3. WeChat inquiry

Use WeChat customer service for bill inquiry. Major banks basically have their own WeChat customer service. If we use WeChat for inquiry, the editor thinks it is the most convenient Yes, because basically everyone uses WeChat, just follow it and bind it.

4. APP query

Use the bank's credit card APP to query the bill. Many banks have their own official APP. We go to the APP store or major Android markets to download it, and then bind it. After setting your own credit card, you can directly conduct bill inquiries.