If the father owes money on his credit card, the father will be responsible for repaying the debt, and the children will not be responsible for repaying it. However, if a child inherits his father's estate, he will bear liability to the extent of the value of the estate.

Legal basis:

Article 1161 of the "People's Republic of China and Civil Code" The heir shall pay off the debt to the extent of the actual value of the inheritance received by the decedent according to law. taxes and debts. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.