Yes.
College student credit cards are credit cards issued by banks specifically for college students. With functions such as free long-distance remittances, accumulated points for consumption, and discounts at designated merchants, it is a good helper for many students to open up credit, become familiar with finance, and enrich their lives.
Generally, you are required to provide a copy of your ID card, student ID card or original certificate from your department. Some banks may also require you to present other cards issued by the school.
Functions
1. Free remittance to other places: Parents can deposit cash in other places with their card number and withdraw money locally without paying any handling fees.
2. Accumulated points for consumption: When you use a credit card for consumption, you can accumulate points from the corresponding card-issuing bank. Points can be redeemed for goods. The specific accumulation rules and redeemable goods vary depending on the card-issuing bank.
3. Establish a credit record: A good credit record will facilitate future housing loans or other consumer loans.
4. Spend first and repay later: After swiping the card for consumption, the bank will collect the payment 20 to 50 days later, during which no interest or fees are required.
5. Installment shopping: When purchasing your favorite big-ticket items such as computers, you can apply for credit card installment payment, with periods ranging from 3 to 24 months.
Extended information:
1. In May 2015, the campus version of China Merchants Bank’s League of Legends Credit Card was released. The card surface adopts the "League of Legends" LOGO image that is widely loved by college students, and the special product category logo of "RMB Credit @Campus" is printed on the right side.
While cardholders are studying at the university, their credit limit will be temporarily sealed. By recharging first and then spending, they can normally enjoy the benefits of CMB credit cards such as preferential merchants and points accumulation, and can also enjoy specific fee reductions and credit growth. and other exclusive rights for campus version products.
2. At the end of June 2009, the staff of China Merchants Bank’s credit card customer service hotline stated that due to the adjustment of credit card business strategy, application for Young card has been suspended. If college students need it, they can apply for a supplementary card for their parents’ credit card. The Young Card you hold is not affected and can continue to be used.
3. Starting from February 9, 2009, CITIC Bank has officially stopped issuing I-cards for college students.
4. China Guangfa Bank’s Fantasy card products have ceased issuance in 2009. In order to cooperate with business development, the following products are now processed for customers holding Fantasy cards:
(1) Since 2012 Cards with no transactions after February 1, 2012 will cease to be used starting from August 1, 2012.
(2) Cards used for transactions between February 1, 2012 and July 31, 2012 can be used normally until the validity period of the card expires. During this period, the card must be reported lost, remade, replaced, updated and The installment business will no longer be accepted; after the validity period of the card expires, the card will become invalid and the credit card account will be retained until the customer pays off all outstanding balances and cancels the account voluntarily.
5. The Bank of China Taobao Campus Card is a credit card and has no overdraft limit. The business features are interest-bearing deposits. When applying for a card, you can bind your Alipay account to obtain Alipay gold account qualifications. You can also activate Alipay cartoon service, making online shopping more convenient. The disadvantage of this card is that it has no overdraft limit and cannot be used for installment purchases, so please choose carefully.
6. Shanghai Pudong Development Bank officially issued the Campus Youth Card, a credit card for college students, which is divided into Ning Zetao version and standard version.
Baidu Encyclopedia-College Student Credit Card