The car bought by the loan cannot be transferred, but it can be transferred after the payment is made.

Step 1: First of all, you must make sure that you can go to the bank that handles car installment payment to understand the mortgage procedures. If it is a credit card that calls the bank's customer service phone to handle the car loan, the customer service phone can call the customer service phone of the financial company for consultation.

Step 2: Apply for motor vehicle registration.

Step 3: Go to the local vehicle management office to cancel the vehicle mortgage.

A car loan can change the payer.

If the owner is the original owner, you can apply for a loan first and change the repayment person. If the bank agrees, you can fill in the information of changing the repayment person according to the bank's operating procedures. This is equivalent to selling the car to the next home.

If the owner handles the auto loan business in an auto financing company, he needs to ask the auto financing company to change the operation process of the auto repayment person first. If the repayment person changes, the right still belongs to the auto financing company.

How to transfer the vehicle by loan?

Car sales or transfer. First of all, the mortgaged vehicle property belongs to the lending institution, so the owner only has the right to use the vehicle and has no right to dispose of it. Only when the owner pays off all the loans together with interest can he buy, sell or transfer the vehicle to others. Therefore, if car owners want to buy a car, they must accurately estimate their economic strength, so as to avoid being unable to return the car in the middle of the mortgage, which will affect their future car use and themselves.

Second, can the car be transferred by loan?

Step 2: To get the motor vehicle registration certificate, you must get it with your ID card. Other possible procedures include motor vehicle driving license and bank repayment details. Step 3: Go to the local vehicle management office to cancel the vehicle mortgage. The required materials include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender's organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney and motor vehicle owner's ID card. Transfer process: 1. When trading used cars, a contract for the sale of used motor vehicles supervised by the industrial and commercial department will be signed, with each party holding one copy. Only after filing with the industrial and commercial department can the vehicle be changed or transferred. Please pay attention to whether the documents are complete and whether the vehicle information is consistent with the information on the motor vehicle registration certificate. If there is any discrepancy, it shall be changed by the seller in advance. 2. After the contract for the sale of used motor vehicles is signed, the buyer and the seller shall issue an invoice for the transaction of used motor vehicles. After you have the transaction invoice and the sales contract, you should pay for the car inspection at the relevant service window, and the related expenses will be decided by the buyer and the seller through consultation. 3. Go to the vehicle management office to handle the vehicle driving, change the registration certificate or transfer the registration certificate with the invoice of the used motor vehicle transaction and the sales contract of the used motor vehicle. Pay special attention to whether there are illegal or untreated accidents in trading vehicles. 4. With the changed registration certificate and vehicle driving license, go to the purchase fee hall to handle the purchase fee change or transfer procedures. It should be noted that, according to the provisions of the tax law, if a vehicle is transferred or relocated, it shall, within 30 days from the date of transfer or relocation, handle tax-related matters with the relevant materials such as the tax payment certificate and motor vehicle registration certificate of the current year at the local competent tax authorities in the place of emigration and immigration. However, if the vehicle and vessel tax has not been paid in the previous year or there is tax arrears in the previous year, the relevant tax-related matters shall be handled after paying the tax.

3. Is there a loan to transfer the car?

No, you need to pay off all the loans of the vehicle first, and then go to the bank or the vehicle management office to decompress the mortgage loan of the vehicle. The vehicle can only be transferred after it is normal. When the mortgage disappears or the mortgaged motor vehicle needs to be registered for transfer, the mortgagor and the mortgagee shall fill in the Application Form for Motor Vehicle Registration and jointly apply to the vehicle management office for cancellation of the mortgage with the following materials: (1) Identity certificates of the mortgagor and the mortgagee; (2) Motor vehicle registration certificate.

Can I transfer my car by loan?

You can't transfer your car if you have a loan. The loan car cannot be transferred. The car bought by the loan cannot be transferred before the car loan is paid off, because the car is mortgaged to the lending institution. Only by paying off all loans, including principal and interest, will the property right of the car be returned again. The car has a loan. If it is still in the repayment period and the loan has not been paid off at present, it cannot be transferred. Because according to the loan installment agreement at that time, it was a vehicle mortgage agreement signed with the loan bank, and the vehicle during the unpaid loan period was mortgaged to the bank that issued the loan, and the owner did not have the ultimate ownership of the vehicle during the repayment period, so the vehicle that had not been repaid could not be transferred. If the car loan has been paid off and the vehicle has been released, then the vehicle with the loan can go through the normal transfer procedures. In addition, the owner of the loan vehicle should pay attention to releasing the vehicle in time after paying off the loan, and then get the green copy of the vehicle, that is, the motor vehicle registration certificate, so as to facilitate the normal transfer. After paying off the car loan, you need to go through the mortgage cancellation procedures. After paying off the car loan, you first need to contact the lending institution to retrieve your own motor vehicle registration certificate, then ask the lending institution to issue a loan settlement certificate, and finally bring relevant information to the vehicle management office to go through the formalities for the release of vehicles on weekdays. Change the beneficiary of auto insurance. Generally speaking, the first beneficiary of buying auto insurance is the lending institution. After paying off the car loan, the lender will go to the insurance company's business outlets to change the beneficiary with the loan settlement certificate and ID card ... 3. Remove the global positioning system. Legal basis: Article 20 of the Regulations on Motor Vehicle Registration shall not apply for transfer registration under any of the following circumstances: (1) The contents recorded in motor vehicles and vehicle files are inconsistent; (2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs; (3) The motor vehicle is in the period of mortgage registration and pledge filing; (four) the circumstances specified in items (1), (2), (7), (8) and (9) of Article 9 of these Provisions.