Because there is a big difference between Yidai Card and ordinary Dragon Card credit card.

Ordinary Dragon Card credit cards can be used for daily consumption or online payment. You must consume within the credit limit and then repay. If you repay on time within the due payment date, you can enjoy the interest-free repayment period and emergency payment. You can also withdraw cash, but certain cash withdrawal fees and interest will be deducted.

The Yidai Card is a card that features automatic installments. The amount spent after using this card will be automatically installmentd, no application is required, and you can enjoy a 0.5% preferential installment fee. This is the biggest difference.

Extended information:

As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many credit card types.

The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.

China Construction Bank-Credit Card Products