The Bank's credit card center mainly has the following large positions:
1. management position: management leader of personnel and center;
2. Expanding positions are the most positions in bank credit card centers, and channel expansion positions are also in this category;
3. Personnel and financial positions, person in charge and finance, but many bank credit card centers are not self-service finance, so they are not necessarily set up;
4. There is a lot of technical work, such as the development of new wealth management products, mobile products, network maintenance and technical services.
Extended data:
Bank branches and branch card departments mainly focus on the expansion of credit cards, the expansion and maintenance of merchants, the development of credit card activities and brand building. The goal is to achieve the established card issuance indicators and intermediary business income. The card center is mainly responsible for credit audit, risk control, credit policy, national activity planning, new card issuance, index designation assessment and so on. It's the management department
All the functions of the credit card need to be managed by the credit card center. For example, credit card approval, credit rating, consumer account records, risk control, credit card preferential activities, card points management and so on. These are core functions, and they are generally formal employees of the banking system.
How about handling a credit card at the bank? I am a girl.
It is difficult to handle credit card business in the bank.
First of all, the credit card center of the bank mainly has several big jobs:
Management positions; Expanding positions are the most positions in bank credit card centers, and so are channel expanding positions; Personnel and finance positions are responsible for personnel and finance, but many credit card centers in banks are not self-service finance, so they are not necessarily set up; There are many technical jobs, such as the development of new wealth management products, mobile products, network maintenance and technical services. In addition to the above positions, the bank credit card center has also set up many other positions.
Second, the job of the bank credit card center is to do business.
Simply put, it is to let customers handle their own bank credit cards. Credit card centers of banks handle credit card business. Credit card center is a huge department, which generally belongs to the secondary department of the bank, including risk control, customer service, gifts, joint activities and so on.
All the functions of the credit card need to be managed by the credit card center. For example, credit card approval, credit rating, consumer account records, risk control, credit card preferential activities, card points management and so on. These are core functions, and they are generally formal employees of the banking system. Like telephone customer service, it is generally outsourced.
Third, the significance of credit cards
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Credit card centers are relatively independent in management, similar to branches, but are managed by the head office. However, the difference between a bank's credit card center and a bank lies in management issues. Credit cards are generally handled by third-party institutions, and only a few banks have special personnel to dock business. Banks are internal, but the people recruited now are basically contract workers sent by the third-party labor department.
What is the credit card center for?
According to Article 4 of the Notice of China Banking Regulatory Commission on Printing and Distributing Supervision Guidelines for Franchise Institutions of Chinese-funded Commercial Banks: Franchise institutions mentioned in these Guidelines refer to institutions established by Chinese-funded commercial banks in specific areas of the Bank that are different from traditional branches.
Are you tired of working in the Bank of Beijing Credit Card Center?
Bank of Beijing Credit Card Center is tired from work. According to the inquiry, the Bank of Beijing Credit Card Center is tired from work and has no fixed office space, so it needs to keep running around outside, looking for all kinds of people to apply for credit cards everywhere. Rejection or embarrassment is also common.
How about Shenzhen CITIC Bank Credit Card Center?
Credit card center of Shenzhen CITIC Bank is not working well. According to relevant information, most people in the bank credit card center are dispatched, and the treatment is relatively poor. Compared with the official staff of the bank, it is one in the sky and one underground. Among the employees recruited by CITIC, the introduction through relationships is generally formal, and campus recruitment is mostly formal. Anyway, before you go in, ask who the contract is signed with.
Work in the Bank of Communications Credit Card Center, okay?
Not so good, tired. The credit card center of the bank may be redundant for us workers. Can't be a long-term job. We must be busy from morning till night every day. If we don't work, we have no money. Too tired! Let's enter an independent industry. The basic salary looks attractive. For example, the basic salary of a senior account manager is 7K+, which is actually the basic salary with tasks. You must complete the task to get the basic salary. Moreover, these tasks are not fixed and will be adjusted every year, and the tasks will become bigger and bigger. Therefore, it is the state of 7K+ basic salary before tax.
1, the management of the Ministry of Commerce is chaotic. The decision-making of the leading group basically depends on patting the head and has no professional market management experience. Any decision-making depends on its own data, as well as external data and other sub-center data, which is seriously lacking by the management team at present. There is basically no promotion mechanism. Promotion depends not on personal ability but on nepotism. Therefore, it is not suitable for the vertical development of your career. The team atmosphere is extremely bad. The core leaders decide the team culture. There is basically no team culture here, and long-term work can easily affect personal values.
There is little work to learn, especially managers, let alone managers. More than half of the work is just manual labor. Just a publicity porter for Bank of Communications. The bank credit card center is a secondary bank among banks. As high as the upgraded branch, it is directly managed by the head office. There are basically two kinds of employees in the bank credit card center: one is the official employee of the bank and the other is the expatriate employee. Expatriates are mainly responsible for outsourcing companies, and their main job is customer service, but formal workers are different. He is responsible for all management of bank card functions, such as credit rating, risk control, credit card approval, credit card discount, etc. These core functions are under the jurisdiction of the official industry. The other is dispatching workers, who are recruited by outsourcing companies. Under normal circumstances, telephone customer service is to send staff.
Every day, some employees are recruited through various softwares. Basically, they are all expatriate employees of the company. They are not the responsibility of the head office, but managed by outsourcing companies. They mainly sign contracts with third parties. Although the salary mentioned above is relatively high, including the salary written in the contract, a lot of money is given to intermediary companies, that is, third-party companies, which are under great performance pressure and have a high turnover rate. Therefore, in the face of recruitment, we must clarify the content of the contract and see if it is a labor dispatch contract. General recruitment will have special instructions. But if you are a regular worker directly, your salary is relatively stable, which is a good job.
4. This is very difficult. If you are a fresh college graduate, you can't find a satisfactory job for the time being, and you feel that you are a passionate and energetic young man, I suggest you try. Don't care too much. After all, you should do it with a learning attitude, otherwise it will be difficult for you to stick to it. Different regions have different specific treatments.
That's all about the introduction of the bank credit card center.