1. First, you need a mobile phone with near field payment (NFC) function and Android system;
2. Cardholders need to bind their bank cards in the bank's mobile APP to generate a China UnionPay Express Pass card, which is equivalent to the main dual card of the physical bank card;
3. Finally, in front of POS machines with UnionPay flash payment logo at the checkout counter of supermarkets and shopping malls, after the cashier inputs the payment amount, the consumer only needs to light up the mobile phone, gently place it near the POS machine, click and enter the password, and complete the whole payment process. If the mobile phone is accidentally lost, China UnionPay Express Card can report the loss in the bank, and the user can get insurance compensation for the loss during this period. ?
Extended data:
Cardholders purchase goods or services from businesses that support "flash payment" and confirm the corresponding amount. On the contactless payment terminal that supports UnionPay's "flash payment", they can quickly complete the payment by waving the flash payment card, and they need to open online banking to log in, so they can open online banking of Agricultural Bank of China by themselves.
Self-registered customers can use limited functions. If you need to use online banking transfer, online payment and other functions, please register at the business outlets of Agricultural Bank of China.
When the cardholder uses the Great Wall Card for online shopping, the cardholder's information (such as account number, expiration date, etc.) and payment instructions can be encrypted and verified through the e-wallet software. E-wallet can run on the browser software of Microsoft, Netscape and other companies.
In order to conduct secure electronic transactions that meet the set standards on the Internet, cardholders must install electronic wallets that meet the set standards.
The financial IC card or UnionPay mobile payment product with the function of "flash payment" can quickly complete the payment with one stroke on the contactless payment terminal that supports UnionPay "flash payment".
Generally speaking, the single amount does not exceed 1000 yuan, and no password and signature are required. At present, this function has not been widely used, so you don't have to worry. The card can be used normally, and of course you can also withdraw money from the ATM.
Baidu encyclopedia-flash payment