Credit card application conditions:
1, 18 years old and under 65 years old;
2. Hold a valid ID card;
3. No bad credit record;
4. Have a fixed work certificate;
5 proof of income stamped with the financial seal of the unit;
6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;
7. Social endowment insurance certificate;
8. Provide two contacts.
Processing flow:
1. The first three conditions must be met. Try to provide 4-7 proof materials to improve the success rate and credit limit of card handling. It is best to apply for a credit card at the bank counter, and there will be a phone call after approval.
2. Under normal circumstances, you can go to the bank that wants to apply for a credit card and consult the telephone number of the salesman. When a bank handles credit card business, you need to fill out a credit card application form, and you need to fill in specific information such as your real age, name, income status and position.
3. In the process of handling, you need the original ID card, and some banks need to take photos with the staff. Provide the financial certificate provided by the company and affix the financial seal of the company.
4. After all the information is filled in, you will enter the credit card review stage. Wait patiently. This period of time is the audit stage of bank staff, so they should make a phone call back to their own phone number, home phone number, company phone number and friend phone number to confirm the authenticity of the information. After calling to confirm, you can check the progress of credit card application in official website. If the credit card passes,
5. The bank will send a message to inform the cards checked within the specified time.
If the credit card fails to pass the examination, you will also receive the message that the examination failed. It can be divided into telephone activation, SMS activation, network activation and other forms to activate your card and set key information such as inquiry password, login password and transaction password.