Shanghai Bank Savings Card is a debit card.

Shanghai Bank Savings Card is a debit card. A debit card is a payment instrument directly linked to a bank account. When a debit card is used for consumption or withdrawal, funds will be deducted directly from the bank account associated with it, that is, real-time deductions. Unlike credit cards, debit card purchases and withdrawals cannot exceed the balance in the account. As a debit card, Shanghai Bank Deposit Card can facilitate cardholders' daily consumption and withdrawal operations, and help manage personal funds.