When applying for a credit card, in addition to a good personal application, the cardholder also needs to have strong repayment ability. Deposit is undoubtedly the best proof of repayment ability. If you apply for a credit card from the bank where the deposit is located, the certificate of deposit will greatly improve the success rate of handling the card.
However, the deposit certificate is only one of the proof materials of repayment ability, not the only proof material, so even if the deposit certificate cannot be provided, there are many other materials that can prove repayment ability to apply for a credit card.
Such as work certificate, salary flow, labor contract and other income certificates, if there is a fixed job, the above information can provide one of them.
Property certificates such as house book, vehicle license plate and asset management certificate. The interest rate of bank time deposits is low, so many people buy bank asset management when they make irregular deposits, and asset management certificates have become common card materials.
So, you can apply for a credit card with no deposit. If there is no bad application record, you can provide one of the other application materials mentioned above. The application card is a small box.