1. Various credit card activities and offers: full discounts on food, drinks and entertainment, half price, buy one get one free on coffee, and free flight delay insurance. In fact, it’s a lot of money every year, regardless of the size. There used to be a young man who traveled frequently on business. During the season when there were many flight delays due to thunderstorms, it was said that the credit card flight delay compensation almost covered his salary.

2. Redeem credit card points: Save a lot of points every year and exchange them for things/shopping cards/airline miles during events, which is also a wonderful choice. I have redeemed everything from pots and pans to JD.com shopping cards.

3. Use credit cards as much as possible when consuming. Frequent card swiping and large total consumption will not only accumulate more points and exchange them for favorite gifts, but also reflect personal consumption ability on the road of credit building. Improve credit qualifications.