1. Weifang Bank has a wide business scope, while Linshang Bank has a small business scope and its business is different.

2. Weifang Bank is the only local joint-stock commercial bank with independent legal personality established in Weifang City, Shandong Province with the approval of the People's Bank of China, while Linshang Bank is a joint-stock commercial bank established on the basis of the original Linyi City Credit Cooperative Center, three district urban credit cooperatives and financial service agencies with different nature with the approval of the head office of the People's Bank of China in February 1998.