After the minimum repayment of the credit card (debit card), the interest will be calculated from the consumption bookkeeping date, and the interest will be calculated at the daily rate of 0.05%. No interest will be paid, and the interest will be compounded monthly until the arrears are paid off. In other words, the longer the repayment time, the more interest the borrower needs to repay. However, micro-loans support the loan repayment, and there is no interest-free period. You need to borrow first and then calculate interest.

When borrowing money, it is recommended to plan the repayment plan first, don't borrow excessively, maintain good repayment ability, and try not to be overdue.