To apply for a refund when purchasing train tickets, you need to return the funds to Alipay via 12306, and Alipay will return the funds to your account balance or bank card. It is recommended to contact 12306 customer service for consultation on the time of 12306 refund.

After applying for a refund for train tickets purchased with Alipay, the destination of the refund funds needs to be determined according to different payment channels, and different payment channels correspond to different channels for fund return.

1. The payment channel is the balance, which will be returned to the Alipay account.

2. Cartoon

1. Deposit card cartoon: Alipay balance will be refunded directly.

2. Credit card cartoon: It is recommended that users pay attention to their balance or bank card.

3. Fast

1. Credit card fast: charge and return the bank card.

2. Debit card fast:

(1) Return to the card: Industrial and Commercial Bank of China, Shanghai Pudong Development Bank, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, CITIC Bank, Minsheng Bank , Everbright Bank, Guangfa Bank, Postal Savings Bank, Bank of China, Shunde Rural Commercial Bank, Bank of Beijing.

(2) Return to Alipay account: Except for the bank that refunds the card above, other banks will refund the balance.

4. The payment channel is Yu’E Bao, return the money to Yu’E Bao.

5. The payment channel is Huabei, and the payment will be returned to Huabei.

5. When it comes to other channels, it is recommended to pay attention to bank cards or balances.