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What should I do if my credit card is stolen abroad?
what should I do if my credit card and my personal account are both in China, but my card has been stolen and swiped overseas?

In fact, most of these cases are caused by the disclosure of credit card information. As we all know, when you pay online overseas, you only need to provide the cardholder's card number, name, expiration date and CVV code to complete the payment. Even if you need to fill in the address of the credit card bill, some consumer websites will not verify it, so it is easy to steal it.

if you find that your credit card has been stolen abroad, you should immediately call the bank's customer service number to freeze your account first, so as not to cause more losses. Secondly, if it is stolen from a foreign shopping website, it is still relatively easy to recover the loss, because foreign shopping websites generally freeze the pre-authorization first, and then formally deduct the money when they actually spend, and this process usually takes one or two days.

So, you should ask the bank for the name of the consumer merchant in time, and then try to contact the merchant, try to explain the fact that the credit card was stolen by phone and ask the merchant for a refund. Some reputable businesses will choose to refund when they know about it. If the communication with the merchant is not smooth, wait for the bank to solve the problem.