1. Cross-border remittance, you can bring the following information to the bank counter for remittance:

1. You need to provide detailed and accurate payer's name (English) and bank account number.

2. It is necessary to provide detailed and accurate payee's name, bank name and address, bank's SWIFT CODE (available from the bank) and payee's account number (in English).

3. You need to provide the payer's passport, proof of income, etc.

Second, you can repay the credit card arrears in China through Alipay abroad. Alipay repays the credit card:

1. Log in to my Alipay and click Apply;

2. Find the credit card repayment in the application and click Repay Now;

3. Fill in the credit card information of repayment correctly, enter the repayment amount and password, and submit it.

4. Credit card repayment is generally received within one day.

3. If you have a domestic debit card, you can find an ATM marked with UnionPay abroad to transfer money:

1. Insert the bank card into the ATM and enter the password to log in;

2. Select transfer, enter the payee account number, and click OK;

3. Confirm the payee's account number, enter the transfer amount, and click OK to finish;

4. ATM transfers can be up to RMB 5, per day.

Fourth, you can ask your relatives and friends in China for help in remittance.