The handling fee standard for cash withdrawals with Agricultural Bank of China's credit cards is:
Withdrawing cash within the country:
1. Our bank in China: charges a handling fee of 1% of the cash withdrawal amount , the minimum is RMB 1 yuan/transaction
2. Other banks in the country: a handling fee of 1% of the cash withdrawal amount + 2 yuan is charged, the minimum is RMB 3 yuan/transaction
3. Domestic Emergency cash withdrawal: a handling fee of 2% of the cash withdrawal amount, with a minimum of 2 yuan
4. Withdrawal or transfer of overpayment from domestic foreign currency accounts: a handling fee of 1% of the cash withdrawal amount, with a minimum of 2 yuan 1 US dollar/1 Euro/1 Australian dollar/1 pound/10 yen
Overseas cash withdrawal:
(1) Overseas (UnionPay network): 1% of the cash withdrawal amount + 12 yuan Charge a handling fee
(2) Overseas (non-bank network): A handling fee is charged at 3% of the cash withdrawal amount, with a minimum of US$3/transaction (or equivalent in other foreign currencies)
Agriculture Interest on bank credit card cash withdrawals
Agricultural Bank of China's credit card cash withdrawals will charge interest at a daily interest rate of 5/10,000 from the date of the overdraft withdrawal transaction. Compound interest will be calculated on a monthly basis and the interest-free period will not be available.