The highest level currently is the American Express Black Gold Card.

The levels of China Merchants Bank’s credit cards include regular card, gold card, platinum card, Royal Seal Card (VISA), World Card (MasterCard), diamond card (UnionPay), unlimited card, and black gold card.

There are actually only 2 types: ordinary cards (regular cards, gold cards, imperial seal cards, world cards, etc.) high-end cards (platinum cards, diamonds, unlimited, black gold). China Merchants Bank’s high-end cards include the classic version of platinum. Card, Centurion Platinum Card, UnionPay Diamond Card, VISA Unlimited Card, American Express Centurion Black Gold Card. For many people, the last two can only be looked at, while the first three are the focus. They can be obtained as long as they spend some time and energy. For newcomers, if their conditions are strong enough, for example: China Merchants Bank pays wages (monthly salary is more than 1.8W) has a golden sunflower debit card and has financial management of more than 500,000 yuan in China Merchants Bank (more than 3 months) has a new car of more than 300,000 yuan ( Cars over 6 years old are not acceptable) If you have a house (more than 150 square meters, villa is best) and if you meet one or two of the above conditions, you can directly apply for a high-end card. The entry-level card for high-end cards is the classic platinum card. Now when the fixed limit reaches 60,000, or if you hold a platinum card from China Merchants Bank, you can apply for Centurion Platinum Card or UnionPay Diamond Card directly in the CMB mobile APP.

China Merchants Bank Credit Card Application Process

1. Official website: Log in to the official website of China Merchants Bank Credit Card Center, click "Card Application Entrance" on the homepage, and then click to enter to select the card type to apply.

2. Palm Life APP: Log in to the personal Palm Life APP, click "Card Featured Column" on the selected homepage to select the type of credit card you want to apply for, and fill in the information online to apply for the card.

3. WeChat public account: Follow the "China Merchants Bank Credit Card" public account on WeChat, select "Card Application - Recommended to Enter the Credit Card Center" from the menu bar, and select the card type to apply.

4. Apply at the branch counter: Bring your valid ID card and proof of financial resources to the counter of a China Merchants Bank branch to apply for a credit card, or choose to contact a bank clerk to apply for the card at your door.

5. Third-party card application platform: Choose a formal platform authorized by the bank. Such as Alipay, etc.