Current location - Trademark Inquiry Complete Network - Overdue credit card - Big Wolf is happy. I intentionally overdraw the credit card of Agricultural Bank of China by 4000 yuan, and then I will pay it back after 1 year. Ok, how much interest do you want?
Big Wolf is happy. I intentionally overdraw the credit card of Agricultural Bank of China by 4000 yuan, and then I will pay it back after 1 year. Ok, how much interest do you want?
Yes, as long as you can bear the interest and late fees.

Annual interest: 4000*5/ 10000*365=730, plus compound interest of 800.

One-year overdue fine: 4000 * 5/100 *12 = 2400.

Average late payment fee 1200.

Compound interest of overdue fine:1200 * 5/10000 *182 =109.8.

One year repayment: 4000+2400+800+109.8 = 7309.8.

Besides, your card can't be used and your credit history is not good. You can't get credit cards and loans in the future.