1.36 IOU
36 Finance's pure credit consumer loan does not need mortgage guarantee, with a maximum amount of 2, yuan and a daily interest rate of .27%. As long as the basic loan conditions are met, you can apply without a credit card. Lenders are required to be between 18 and 55 years old, have a stable job and income, and do not lend to non-student users.
2. Zhaolian Good Term Loan
Zhaolian Finance's pure credit consumer loan has a maximum loan amount of 2, yuan, with daily interest, which is repaid as you borrow, with a minimum daily interest rate of .29%. If you want to apply for a good term loan, you need a sesame score of over 6, a stable job, income, and good credit. There is no requirement for a credit card. However, if you have a credit card and use it well, it is easier to make a payment than a white household.
3. China Everbright Bank's free loan
Although it is a bank's online loan, you can apply without a credit card. The lender is required to be 25-6 years old, and not more than 6 years old when the loan expires. He is also a token-based online banking or mobile banking customer, and he is also a customer who has paid the provident fund for more than 12 months continuously, and his personal monthly contribution amount >; 3 yuan, the credit is good.
4. Anyihua
immediately consumes the online loan products of Finance, and can make the payment without a credit card. The lender is required to be 18-55 years old, have a stable income, have a sesame score of 62 or above, have no bad credit record, and provide ID card, bank card, real-name registration system mobile phone number, etc. to complete the authentication, and can obtain a loan amount of up to 5, yuan, which can be repaid in 12 installments at the longest.
Online loan, mbth is Internet lending, and p2p online loan is the abbreviation of online loan, including individual peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. The number of online lending platforms grew rapidly in China in 212, with about 35 active platforms so far, and the total number had reached 3,54 by the end of April 215.
in September p>219, the leading group for special rectification of internet financial risks and the leading group for special rectification of online loan risks jointly issued the notice on strengthening the construction of credit information system in the field of P2P online lending, which supported the P2P online lending institutions in operation to access the credit information system.