CITIC Dream Gold is a large-amount consumption installment product launched by CITIC Bank. The credit limit is included in the total credit limit of CITIC Credit Card and can be used when completing large-amount card purchases such as home decoration and car purchases. After a customer activates Dream Gold, he or she will first use Dream Gold to make a transaction, and then use the permanent limit of the credit card. After using Dream Gold, a monthly handling fee of 0.75 will be incurred every month.

What is CITIC Yuan Meng Jin?

CITIC Yuan Meng Jin is a large-amount installment credit loan with a fixed interest rate and the ability to customize the starting amount of the installment. Some people say that the amount of Dream Realization Gold is generally twice the fixed amount. In fact, this is not necessarily the case. There are also cases that are more than four or five times or even lower than the fixed amount. Once a single consumption exceeds the set amount, it will be automatically installmentd, which is suitable for users who like installments and do not need to apply manually. In addition, if you successfully apply for the Dream Realization Fund, you must swipe your card within the validity period. If your validity period is one month, you can continue to apply next month and repay according to the selected installments, and you can also repay the money in advance. In short, this credit loan is a very convenient channel for capital circulation.