Advantages and disadvantages of China CITIC Bank Magic Love Platinum Credit Card

1. Advantages. There is no annual fee within the validity period of the card, double points online and offline, women's health insurance of RMB 100,000, flight delay insurance of RMB 1,000 for two hours, and fraud protection insurance of RMB 30,000.

2. Disadvantages. The only drawback of CITIC Bank (Pandora Series) Magic Love Platinum Credit Card is that it is not suitable for men to apply.

What are the advantages and disadvantages of CITIC Platinum Credit Card?

The CITIC Bank Platinum Card has always been very popular among users because this small platinum card is better than other platinum cards of the same level, and the interest-free period is also quite long, up to 50 days. It also has shortcomings. Although it is a good approved card, there are some conditions that are difficult to apply for. Applicants must have a card with a credit limit of more than 10,000 yuan and a monthly income after tax of more than 5,000 yuan. These are the requirements for applying for a card. The premise is that users who do not meet this requirement are also the coolest and coolest. So let’s introduce the annual fee, credit limit and special offers of this card.

The annual fee for China CITIC Bank Platinum Credit Card is RMB 480 in the first year. From the statement date, credit card consumption includes 12 cash withdrawals, and the annual fee is waived. The cycle time is calculated from the date the card is issued. In terms of credit limit, the credit limit of a CITIC Bank Platinum Card is not less than 3,000 yuan and can reach a maximum of 100,000 yuan. The credit limit depends primarily on the applicant's qualifications. If the applicant has good conditions, the credit limit for the first batch will not be too low.

CITIC Bank Platinum Card cardholders can calculate double points through online transactions, up to a maximum of 10,000 yuan. CITIC Bank Platinum Card holders can use their I Platinum Card to purchase IMAX2D/IMAX3D movie tickets at Wanda Cinema (Shenzhen Baoan Store) at half price. The restricted area is only in Shenzhen. Each user can redeem up to 6 half-price tickets throughout the year. The deadline is December 31, 2018. Cardholders can enjoy insurance claims if they take flights before the end of next month, starting from a monthly deposit of 3,000 yuan. If the flight is delayed by two hours, the maximum price of the ticket will be 1,000 yuan. 100 million yuan of aviation accident insurance, cardholders can pay in full for air tickets or pay 80% or more of travel expenses, and get a large amount of accident insurance for free. The insurance amount of my Platinum Card can be up to RMB 5 million, and the accompanying spouse and children can enjoy the service.

The advantage of CITIC Credit Card is its proficient business and considerate service. 24-hour service, the high-end platinum card has the special service of "unlimited secretaries" to meet personalized needs. There are a wide variety of activities, including food, half-price discounts, 9 yuan movie viewing and other brand activities, held throughout the year. There are many types of credit cards. With a series of themes such as e-shopping, business travel, women, and youth, there is always one that suits you. Auditing and email are faster. It took less than a week from processing to receiving the card, which was very efficient. Get a card with low threshold. Now, of course, banks are expanding their credit card business. Almost all banks offer several types of credit cards. China CITIC Bank is no exception. Judging from the official website, there are many. The threshold for some credit cards is not high. It is easy to apply for QQ Caibei co-branded card, but the restrictions are not necessarily high. The disadvantage of CITIC Credit Card is that there are many activities, such as food, half-price discounts, 9 yuan movie viewing and other brand activities, which are held throughout the year and have few outlets. Installment fees are high, but discounts are sometimes available. SMS reminders are also charged.

Is CITIC Bank i Platinum Credit Card good? How about it?

As one of the magic cards, CITIC iBai has always been highly praised by many card friends. For many novices who want to apply for a credit card, they may not know much about the rights and benefits of this card. Today, it is in the form of a table Introduce the specific charges, discounts, etc.

Comments: This card is also one of the little magic cards recommended by major forums. It earns double points both online and offline, and comes with many practical benefits for free, especially the 2-hour flight delay insurance. And it is easy to get 2 or even 4 points of Dragon Card privileges. I highly recommend CITIC’s 9 points, including 9 yuan for movie watching, 9 share redemption, etc. You can get up to 3 9 share redemptions, 2 times for 9 yuan movies, and 2 times for Wonderful 365 in a month, which is much more powerful than other banks. The thing I redeem the most is a large cup of Starbucks, which costs RMB 32 per cup. It’s quite satisfying to redeem a cup while watching a movie.

What are the benefits of CITIC Bank Platinum Card

For experienced credit card users, CITIC Bank Platinum Card has always been a type of credit card favored by many users.

CITIC Bank Platinum Credit Card has a high credit limit and relatively rich rights and interests, but its strict review has turned away many customers. So what are the benefits of CITIC Bank Platinum Card?

1. Points are awarded for online transactions. Online transactions with CITIC Bank Platinum Credit Card can be awarded double points, with a maximum accumulation of 10,000 points/month;

2. 2-hour flight delay insurance, 15 million Aviation accident insurance and theft protection insurance, the protection amount can reach up to 30,000 yuan;

3. Airport and high-speed rail VIP lounges, car road rescue services;

4. Exclusive "love" "Trust Account" to connect users' public welfare undertakings.

In addition to the above basic rights and interests, specific platinum credit cards can also enjoy 50% off IMAX movie viewing, health rights, golf rights and other value-added rights. Interested users can learn more.

How about CITIC Credit Card?

CITIC Credit Card is still very good among commercial bank credit cards, and it is easy to apply for the card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, the JD Baitiao Card can be used to receive steel, the SF Express Co-branded Card can be mailed express for 1 cent, and there is also a 9-share redemption activity, using 9 points to exchange for a cup of Starbucks or a book. Books under 35 yuan, or exchange for a Wanda movie ticket, etc. In addition, CITIC Platinum Card is known as the most cost-effective platinum card because its services are very practical: VIP travel, platinum medical care, aviation protection, accelerated points, etc.

:

On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking first in the country. At the forefront of the banking industry, CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, initially establishing its position and brand image in China's credit card market.

CITIC Bank Credit Card has always been aimed at serving the public, and has applied credit cards to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in large shopping malls and supermarkets in China. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them. CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.

The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.

Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion of CITIC Bank’s loan business. In many cases, personal credit loans can be applied for installment payment , if the cardholder’s current bill amount reaches more than 800 yuan, he or she can apply for interest-free installment payment. However, for purchases that have already been made in shopping malls and have been made after a single installment, the bank's repayment requirements cannot be used. It should also be noted that holders of CITIC Bank credit cards can apply for interest-free installments within three working days from the current statement date to the repayment date.

This is the end of the introduction about China CITIC Bank’s platinum credit card and Bank of China’s platinum credit card. Have you found the information you need?