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What are the benefits of Hua Xia Smart Blue Card Credit Card based on the annual fee?

Hua Xia Smart Blue Card Credit Card belongs to Hua Xia Bank’s gold card level, so the annual fee is 200 yuan per year. This card enjoys the following benefits:

1. Enjoy 0 annual fee for swiping the card, and enjoy no annual fee in the first year. If you complete 5 purchases or cash withdrawal transactions, the annual fee for the next year will be waived.

2. The first daily cash withdrawal is free of charge; the first daily withdrawal of overdraft is free of charge; the first daily overdraft withdrawal is free of charge.

3. Exclusive SMART quota growth plan.

4. This card has its own credit report.