It is reported that Shanghai Pudong Development Bank directly exempts the annual fee of VISA Extraordinary Platinum Card, so there is no need to worry about the annual fee for handling the card. If you don't need to spend abroad, you can also apply for a spare card and activate the card directly when you want to spend abroad.
PUFA VISA Extraordinary Platinum Credit Card is free of annual fee, but it will involve page fee, and the standard version will not be charged. You can enjoy the 99 yuan version fee, which will be directly deducted from the credit card limit after the card is successfully verified and included in the current bill, so you must repay it in time, otherwise it will lead to overdue and affect your personal credit.