In order to make cardholders experience the convenience of fast payment, UnionPay has set up a small function of confidential payment for various bank cards, which can complete a single transaction within a certain amount without entering a password. However, there is only a single transaction limit for small confidentiality, and there is no monthly limit. Let's first understand the related matters of small confidentiality limit.

Small confidential limit refers to the limit of a single transaction. As long as your credit card has the word flash payment, this function will be turned on by default. 20 18, 1 June, UnionPay raised the limit of small confidential single payment from 300 yuan to 1000 yuan. As long as the flash payment credit card is swiped on the flash payment POS, a single transaction below 1000 yuan can be paid without confidentiality. In addition, the credit card is bound to WeChat and Alipay, and then the QR code is presented when paying, so that the merchant can scan the code transaction with a scanning gun. A single transaction below 1 000 yuan can also be paid without confidentiality.

However, there is only a one-time limit for the exemption of small secrets, and there is no monthly limit. However, different banks have limits on fast credit card payment. For example, Alipay fast credit card payment has not only a single limit, a single-day limit, but also a single-month limit.

The following are the fast payment limits of credit card Alipay in common banks:

1. ICBC: single transaction 1 ,000 yuan, single day 1 ,000 yuan, single month 1 ,000 yuan;

2. Agricultural Bank: 20,000 yuan for a single transaction, 20,000 yuan for a single day and 200,000 yuan for a single month;

3. China Construction Bank: 50,000 yuan for a single transaction, 50,000 yuan for a single day and 654.38+10,000 yuan for a single month;

4. Ping An Bank: 50,000 yuan in a single payment, 50,000 yuan in a single day, unlimited in a single month;

5. Bank of Communications: 20,000 yuan for a single transaction, 20,000 yuan for a single day and 50,000 yuan for a single month;

6. China Merchants Bank: a single sum of 30,000 yuan, unlimited in a single day and unlimited in a single month;

7. Shanghai Pudong Development Bank: a single transaction is 6,543,800 yuan, a single day is 6,543,800 yuan, and a single month is not limited;

8. Postal Savings Bank: 20,000 yuan in a single payment, 20,000 yuan in a single day and 50,000 yuan in a single month;

9. Industrial Bank: 50,000 yuan in a single payment, 65,438+10,000 yuan in a single day, unlimited in a single month;

10, guangfa bank: 30,000 yuan for a single transaction, 30,000 yuan for a single day, and no limit for a single month;

1 1, Huaxia Bank: 20,000 yuan for a single transaction, unlimited for a single day or a single month;

12, China everbright bank: 50,000 yuan in a single payment, 50,000 yuan in a single day, unlimited in a single month.