The credit card of Shanghai Pudong Development Bank cannot be directly transferred to the debit card of other banks or our bank. Of course, if you want to transfer the amount in the credit card to the debit card, you can take it out of the ATM first and then deposit it in the debit card. However, Shanghai Pudong Development Bank will charge a handling fee of 3% of the withdrawal amount, with a minimum 30 yuan of 2,000 yuan per day. At the same time, from the date of withdrawal, interest of five ten thousandths will be charged every day. The price paid is quite large!

What are the transfer methods of Shanghai Pudong Development Bank credit card?

1. Overpayment transfer

The so-called credit card overpayment transfer is to transfer the extra money stored in the credit card, which is actually equivalent to overpayment. The overpayment is recovered, but there are also many expenses, generally 0.5%-3%.

2. Receiving overdraft transfer is equivalent to borrowing cash in advance.

You can transfer the funds to the UnionPay card of any bank at the designated bank ATM in the designated city, and receive the account in real time. The premise is that you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking.

This kind of transfer, in addition to the handling fee, also charges interest, from the date of transfer, the daily transfer amount of interest. Moreover, the general transferable amount is 50% of the credit line, and there is an upper limit every day.

3. Credit card cash installment transfer

The so-called credit card cash installment means that the bank grants the cardholder a credit line exceeding the credit line according to the cardholder's credit line and credit card usage records, which can be used for the consumption of specified types of merchants. After the cash installment is successful, the money will be transferred to the debit card in the cardholder's own name. But there is also a handling fee for handling this business.