Credit Card Repayment of China Construction Bank How does China Construction Bank repay the credit card

1. Online repayment: The repayment can be realized by clicking on the credit card repayment through Alipay, WeChat, or the app of China Construction Bank, and then binding the credit card to be repaid and entering the repayment amount.

2. repayment at outlets: the cardholder goes to the business outlets of China Construction Bank for repayment with the card and ID card that need to be repaid.

3. self-service terminal repayment: the cardholder goes to the self-service terminal of China Construction Bank to make repayment on ATM or CDM.

How to repay the credit card of China Construction Bank

Credit card repayment method of China Construction Bank:

1. Repayment at the bank counter: go to the counter of the credit card issuer for manual repayment, and just tell the teller to repay the credit card, and cash needs to be prepared in advance.

2.ATM repayment: cash needs to be prepared in advance to deposit money at the ATM of the credit card issuing bank.

3. online banking repayment: find a savings card with a rich balance and online banking, and transfer the money to a credit card account by peers or banks for repayment. There will be a little handling fee for cross-bank operation.

4. Binding repayment with savings card: Generally, when handling a credit card, the bank staff will ask whether to handle a colleague's savings card, bind the savings card with the credit card, and set the deduction date (which is set before the credit card repayment date). As long as the savings card has sufficient funds, the bank will automatically draw money from the savings card to repay the credit card every month, without worrying about overdue repayment of the credit card.

5. Alipay repayment: Alipay itself has a credit card repayment function. Click to bind your own credit card, and you can see the bill amount every month. You can use the bank card bound by Yu 'ebao or Alipay to repay in real time, or make an appointment for repayment, that is, set a repayment date to repay. As a third-party platform, Alipay will charge a little fee.

6. mobile APP repayment: every bank has its own mobile app, just open the app to enter the credit card repayment interface and operate the repayment.

operating environment:

brand model: iPhone13

system version: iOS15.3.1

app version: v5.7..2

CCB credit card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named as "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

interest:

during the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule, and the interest-free period starts from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Tip:

If you don't repay in full before the due repayment date, you won't enjoy the interest-free period. The Construction Bank will charge interest at the daily rate of .5 ‰ and compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated based on the actual amount payable.

if you fail to repay before the due repayment date or the repayment amount is less than the minimum repayment amount, CCB will charge interest as required, and will also charge a late fee of 5% of the unpaid part of the minimum repayment amount.

how to repay after the credit card of CCB is overdrawn?

direct repayment. The longest interest-free period of CCB's credit card is 5 days, and the card should be swiped on the day after the billing date. The bill of the next month will be billed at sunrise, and the final repayment date will be on the twentieth day after the billing date of the next month, which is 5 days.

the due repayment date of CCB's credit card is 2 days after the bill date. For example, the 5th of each month is the billing date, and the due repayment date is the 25th of that month.

Credit card repayment method of China Construction Bank:

1. Queue up at the business outlets of China Construction Bank to make repayment. After you bring your ID card and credit card to the bank, you can queue up by calling number, and then you can make repayment at the counter.

2. Use its self-service equipment (ATM, etc.) for self-repayment. Insert the bank card to be repaid in the ATM, then click Deposit and put in the corresponding cash for repayment.

3. To repay the credit card through online banking, WeChat, Alipay, etc., online banking needs to be opened first. After opening, you can transfer money from the corresponding account to the credit card for repayment.

4. Choose the repayment method of the agreed account. First, you need to apply for automatic deduction at the bank counter. Generally, you need a debit card from CCB. After binding, as long as there is enough money in the corresponding account, you will automatically make repayment on the repayment date.

Extended information

1. Turn on our mobile phone. Observe the interface carefully and find the icon. Click it with your finger.

2. Interface switching. Application software. We carefully observe the whole interface. Find the bottom row. Select a second credit card.

3. Your bill information will be on it. Glory needs your careful observation. We found the third icon, one-click repayment. Click it with your finger.

4. Observe the interface carefully to see if your billing record is correct.

5. Let's observe this interface carefully and find the following immediate repayment.

what are the credit card repayment methods of CCB?

Credit card repayment method 1 of China Construction Bank: repayment at outlets

You can handle credit card repayment business with a Dragon Card or by going to our outlets, which can be accepted at our outlets in the same city or in different places, and there is no need to pay handling fee for repayment.

credit card repayment method 2 of CCB: agreed account repayment

agreed account repayment means automatic repayment. The RMB payable by credit card can be repaid by an agreed account in RMB (the agreed account must be a debit card, a current passbook account or a quasi-credit card account opened by you at the local CCB), and the USD payable by credit card can be repaid by an agreed account in USD (the agreed account must be a 19-digit passbook account opened by you at the local CCB) or by purchasing foreign exchange from an agreed account in RMB (the agreed account must be for your repayment)

CCB credit card repayment method 3: automatic terminal repayment

1. You can directly deposit cash into Longka credit card for repayment through CDM self-service deposit and withdrawal machine.

2. You can use our self-service terminal (ATM, CDM deposit machine, CRS deposit and withdrawal integrated machine or BSM multimedia self-service terminal) to make RMB transfer repayment for Longka credit card with your own wealth management card, debit card or quasi-credit card opened in our bank.

credit card repayment method 4 of China Construction Bank: online repayment

You can log in to our online banking, and use the debit card and quasi-credit card accounts of China Construction Bank to repay the money of Longka credit card account. The specific repayment steps are as follows:

First, click login to your online bank

Second, select the credit card menu, click credit card repayment, and select CCB to return to CCB to enter the repayment page

Then, you can choose to repay for your own credit card or for someone else's credit card, and you need to select the repayment credit card account number (if you repay for someone else's credit card, you need to enter the credit card holder's name and credit card)

Finally, you can choose the one you have signed.

Credit card repayment method 5 of China Construction Bank: telephone repayment

You can call our local 95533, and use your dragon cartoon, local credit card (quasi-credit card) or wealth management card to make RMB repayment to your credit card through its self-service voice (this function has not been enabled for business cards and supplementary cards yet). The operation methods are as follows:

Method 1: dial 95533-select "5 Transfer".

option 2: dial 95533-select "6 credit card"-select "1 credit card repayment"

CCB credit card repayment option 6: inter-bank repayment

you can make inter-bank transfer repayment through personal bank settlement accounts opened in other domestic banks.

Credit card repayment method 7 of China Construction Bank: mobile banking repayment

If you use mobile banking to make credit card repayment, you can enter Credit Card-Repayment, and select the selected credit card or other credit card for repayment. When repaying other credit cards, first enter the credit and account name, and then select the payment account. Please pay attention to the correct choice of payment account. The repayment accounts supporting this business include-Dragon Cartoon, Financial Card, Quasi-Credit Card and All-in-One Card Account; 1% discount and passbook accounts are temporarily unable to repay.

how to repay the credit card of China Construction Bank

1. Introduction of credit card repayment channels of China Construction Bank. China Construction Bank provides seven repayment methods, such as counter, agreed account, ATM, online and 95533, which you can choose according to your needs. If you have more than one master card at the same time, please pay attention to the corresponding repayment when repaying. In order to ensure the success of repayment, you must deposit in full every time you repay. You can make repayment in cash or by transfer at the counter of China Construction Bank. If you return dollars or euros, you can purchase foreign exchange directly at the counter for repayment. Agreed account repayment means automatic repayment. Credit card RMB payable can be repaid by RMB agreed account (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by you at the local CCB), and credit card USD payable can be repaid by US dollar agreed account (the agreed account must be a 19-digit passbook account opened by you at the local CCB) or by purchasing foreign exchange from RMB agreed account (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by you at the local CCB). You can call 4 customer service number to repay your USD repayment by purchasing foreign exchange with RMB deposit or available amount in your Longka credit card. Please call to purchase foreign exchange on the day when you deposit RMB, so as not to deduct the deposit from other RMB account transactions first. You can transfer the funds of your debit card and quasi-credit card to your credit card account for repayment through ATM equipment. (Shanxi and the region have not been opened yet). You can log in to the online banking of China Construction Bank, and use the debit card and quasi-credit card accounts of China Construction Bank to repay the money of Longka credit card account. The specific repayment steps are as follows: firstly, log in to your online bank of China Construction Bank; secondly, select the credit card menu, click Credit Card Repayment, select CCB to return to CCB, and enter the repayment page; then, you can choose to repay your own credit card or others' credit card, and you need to select the credit card account for repayment (if you repay others' credit card, you need to enter the credit card holder's name and credit card); finally, select the repayment account you have signed, enter the repayment amount, and click Next, and enter the transaction confirmation page. You can call the local 95533 of China Construction Bank, and use your dragon cartoon, local credit card (quasi-credit card) or wealth management card to make RMB repayment to your credit card through its self-service voice (this function has not been enabled for business cards and supplementary cards yet). The operation methods are as follows: Method 1: dial 95533 to select 5 for transfer, and enter the account number or ID number to select 3 for credit card repayment; Method 2: Call 95533 and choose 6 credit cards and choose 1 credit card repayment. You can use personal bank settlement accounts (such as savings cards, etc.) opened by other domestic banks to repay. For repayment in this way, you should go to other banks' outlets at least two days before the due repayment date to handle the inter-bank repayment business of Longka credit card. If you have signed online banking with other banks, you can also complete the repayment through their online banking.

That's enough for the introduction of how to repay the credit card of China Construction Bank.