1. The current payable amount of the credit card is different from the current bill amount. The bill amount of this period indicates the total amount payable, and the payable amount is the amount payable in this period. For example, if you returned a part before, the rest of this issue should be returned as soon as possible, which is different. Although it is not common, it is a normal phenomenon.

2. Current remaining payable amount = current bill amount-repaid amount. This happens when the refund or voluntary repayment occurs after the date of the account table. In a credit card, the "current balance payable" is the repayment amount.

1, definition

Bill refers to the account details provided by the department or unit that reconciles with consumers. Postal bill service is a commercial letter service in which the charging unit takes consumers as the object, prints out the detailed contents of consumption in the form of bills, and informs consumers regularly by mail. The mail bill service can meet the delivery of telephone bills, electricity bills, credit cards, housing provident fund, insurance, cable TV charging information reports and various arrears notices in telecommunications, electric power, banking, insurance, securities, water supply, gas, taxation, social utilities and other units.

2. Business characteristics:

(1) coupons. Deferred paper coupons;

(2) consumer contracts. It is equivalent to the consumer contract signed between producers and consumers, which plays a key role in operating in good faith and safeguarding the legitimate rights and interests of consumers;

(3) communication channels. Play the role of announcement, prompt, promotion and advertisement;

(4) mode of delivery. One of the effective means to improve service quality.

3. Electronics:

For the bill of 139 mailbox (12.3.8) launched by mobile operators, the partners in the power supply bureau, gas group co., ltd., water group, financial insurance and other industries use the 139 mailbox associated with the mobile phone number, replace the traditional paper bill with electronic bills, and receive water, electricity, gas, banks and other services regularly. 139 mailbox billing service for government and enterprise units to save energy and reduce emissions, and advocate green environmental protection. In addition, the 139 bill is safe and efficient, convenient and quick, and easy to save.

How to calculate credit card bill

As long as the credit card is not fully repaid, regardless of the difference, interest will be charged according to the full bill of the current period, with a daily interest rate of 5%. The minimum repayment amount is 65,438+00% of the monthly bill amount plus revolving interest. The minimum repayment amount is sufficient, but there is no late payment fee, which has no impact on the credit history. If the interest generated by monthly interest is not considered in the calculation, the interest shall be at least 6 yuan each time. The interest of 10 month is 1800, and the total interest is at least 200, so the interest is at least 2000. There is an application for installment in the bill. You can apply for installment of the bill, but you may not be able to divide it all. It will definitely save some interest than this.

Then you can also apply for installment, which is a bill installment, as long as it is within a bill.

How to calculate the billing date and repayment date of CCB credit card?

After the credit card is approved, the customer will have a fixed billing date (the billing date will be indicated in the card letter attached to the card when the customer receives the card, and multiple credit cards share a billing date). Calculation formula of repayment date corresponding to bill date:

1. The bookkeeping date is 1-10, and the corresponding repayment date is 20 of the bookkeeping date, that is, 2 1-30 of the current month. Note: If the repayment date is 29th of this month and 30th of this month, it will be fixed as 65438+ 0th of the following month).

2. The bookkeeping date is 12 -28, and the corresponding repayment date is-1 1, which is the following month1-kloc-0/7.

Note: The bill date and due date are subject to the bill.

(In case of business changes, please refer to the actual situation. )

How to calculate the billing date and repayment date of the credit card?

The billing date is the date when all credit card consumption in the current period finally generates a bill, and the repayment date is the date when you must repay your credit card in the current period. The general repayment date is about 25 days after the bill date. \ Take Bank of Communications as an example. For example, if the billing date of the Bank of Communications credit card is the 4th day of each month and the repayment date is the 30th day of each month, the longest interest-free period (about 55 days) will be obtained for spending on the 5th day of each month, and the shortest interest-free period (about 25 days) will be obtained for spending on the 4th day of each month. All consumption after the fourth day must be repaid before the 30th of next month, otherwise overdraft interest will be generated. If the minimum repayment amount is not paid, that is, 10% of the current bill amount, there will be a late payment fee. Of course, full repayment will not charge any interest, that is, it is completely interest-free; However, if it is not in full, the overdraft interest of the credit card will be very high, and five ten thousandths of interest will be charged every day. \ The credit card bill can be adjusted by the cardholder contacting the bank. If you are not satisfied with the date, you can change it by phone or by logging in to official website.

How to calculate the repayment date and bill of credit card?

1, according to the bank veteran summary is as follows:

2. The billing date is the date when all credit card consumption in the current period finally generates a bill, and the repayment date is the date when you must return the credit card in the current period. The general repayment date is about 20 days after the bill date.

3. For example, if your billing date is the 4th of each month and the repayment date is the 24th of each month, you will get the longest interest-free period for spending by swiping your card on the 5th of each month and the shortest interest-free period for spending on the 23rd. All consumption after the 4th day must be repaid before the 24th of next month, otherwise overdraft interest will be generated. If the minimum repayment amount, namely 10% of the current bill amount, is not repaid, a late fee will be generated. Of course, full repayment will not charge any interest, that is, it is completely interest-free; However, if it is not in full, the overdraft interest of the credit card will be very high, and five ten thousandths of interest will be charged every day.

4. The credit card bill can be adjusted by the cardholder contacting the bank. If you are not satisfied with the date, you can change it by phone or by logging in to official website.

5. Tips: Credit card consumption is convenient and fast, but it is also a double-edged sword. Once the overdue repayment has a very bad influence, it is recommended to repay on time every month.