China Construction Bank's global hot-purchase credit card VISA single-label credit card belongs to the standard platinum card, so the amount is generally more than 30,000 yuan, and the maximum amount will not exceed 200,000 yuan, but the specific amount depends on your personal application qualification and the final audit of the bank.
The advantages of this card are as follows:
Free of foreign exchange charges: all transactions are automatically purchased and converted into RMB, free of foreign exchange charges, and cardholders only need to repay in RMB according to the bill.
Travel discount: You can enjoy all-round overseas travel services such as air tickets, hotels, visas, WIFI, car rental, and shopping discount services for well-known department stores, brand stores and duty-free shops covering popular tourist destinations such as China, Hong Kong, Macao, Taiwan, Japan, Southeast Asia, the United States and Europe.
Cash-back discount: Cardholders can also participate in the rich series of activities of China Construction Bank "Play around the world and buy global fever". Overseas merchants can enjoy up to 18% cashback, and Haitao can enjoy up to 10% cashback.
Disadvantages:
However, for domestic users, because the UnionPay channel in China is very mature and popular, and the VISA channel generally supported by hot purchase cards is only opened in a small number of merchants, the usage scenarios are very limited.
Extended data:
Characteristics and functions of CCB's global hot purchase card;
Chip trading is safe and convenient. Contact and non-contact dual-interface chips are adopted, and the composite card form of "chip magnetic stripe" is adopted to provide cardholders with a safer and richer payment experience.
Global payment is free of currency exchange fees. All transactions (including credit card consumption, online consumption, cash withdrawal, etc.). ) are purchased automatically, and the currency exchange fee is free. It is more convenient for cardholders to repay their debts in RMB according to the bill.
Longka is safe to use. The security card guarantees the exclusive value-added service "Longka is safe to use", real-time SMS reminder for transactions, and 48-hour stolen brush protection. The annual compensation for stolen brush is as high as 50,000 yuan, and only 3 yuan is needed every month, so as to strengthen the safety of card use.
Multiple travel guarantee
Aviation accident insurance: Cardholders can purchase air tickets or pay travel expenses (including air tickets) by swiping their cards. Standard Platinum Cardholders can enjoy aviation accident insurance of 5 million yuan, and Gold Cardholders can enjoy aviation accident insurance of 6,543.8+0,000 yuan.
Flight and baggage delay insurance: if the cardholder swipes the card to purchase the air ticket or pay the travel expenses (including the air ticket), if the delay exceeds 4 hours, the maximum flight and baggage delay insurance of 3,000 yuan can be obtained.
Overseas card loss protection: if the cardholder steals the card 48 hours before reporting the loss, the standard platinum card holder can enjoy the card loss protection service of RMB20,000, and the gold card holder can enjoy the card loss protection service of RMB65,438+RMB00,000.