Simply put, cash refers to foreign currency in the form of electronic or bills, such as foreign currency deposits/remittances in bank accounts, foreign currency checks, money orders, etc.; cash refers to the foreign currency cash you hold in your hand. , including foreign currency notes and coins.

Choose spot exchange or cash for U.S. dollar repayment, which means you are prepared to repay the U.S. dollar debt in U.S. dollars in spot exchange or cash. If you have enough U.S. dollar deposits in your bank account, or you hold U.S. dollars in hand If you use a check, you can directly transfer the money to repay. In this case, you will repay in cash. If you hold enough U.S. dollar cash in your hand, you can repay the loan directly in cash. In this case, you will repay the loan in cash. The two forms of repayment mainly depend on whether you prefer to repay by transfer or cash. There is only a difference in form, and there is no essential difference. Because it is a U.S. dollar debt, no matter whether you repay in cash or in cash, the amount will be different. It's all the same.

The difference between the price of spot exchange and cash only occurs when it is converted into domestic currency. Since spot exchange is far superior to cash in many aspects such as storage, custody and transfer, the spot exchange is A bit more valuable than cash.