1. If the credit card is frozen due to overdue credit card, the cardholder shall return the overdue amount as soon as possible. After paying off the credit card debt of Guangfa Bank, he can call the credit card customer service center of Guangfa Bank to explain the situation. Under normal circumstances, banks will thaw. After that, the cardholder must repay the loan on time, and don't make it overdue, because overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications.
2. Freeze the credit card of Guangfa Bank as appropriate. If it is not subjective cashing, but the bank mistakenly thinks cashing, the cardholder can call the customer service phone number of Guangfa Credit Card 95508 to explain the situation and apply for credit card unfreezing. If it is subjective cashing, there is little hope for credit card unfreezing.
3. The credit card of Guangfa Bank was frozen because it was stolen. Generally, Guangfa Bank will unfreeze the stolen credit card after processing.
4. If the cardholder voluntarily applies to the bank for freezing the credit card due to card loss or account risk, and the card is successfully retrieved or reissued or the account risk has been solved, he can call the bank to apply for unfreezing the credit card.