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Are the points of Industrial Bank Credit Card and Ping An Bank Credit Card permanently valid?
The validity period of Ping An credit card points is calculated from the month when the card is issued, and the validity period of points obtained by a single card is consistent with the validity period of the card, which is three years. Your credit card points will be accumulated again after the expiration of three years.

Industrial Bank: The points of the new credit card master card (excluding Industrial Bank Shanghai IPTV bestv co-branded credit card, Century Jinhua Yipin Life co-branded credit card and China low-carbon credit card) issued before April 20 10 are valid within the validity period of the credit card; After the card expires, the cardholder will renew the card and the points will be automatically extended; After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered.

The validity period of the newly issued credit card master points from April 20 10/day is valid within the validity period of the credit card master card; After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 90 days. After 90 days, the unused points of the original card will be automatically cleared. At the same time, from 180 days before the card expires to the point settlement period, the points between cards are not transferable and merged. If there is no renewal fee when the card expires, the points will automatically become invalid after the card expires; After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered.

All the above are from the bank website, please accept them.