How to write a loan application

The high housing prices in China have made many people “unaffordable”! Some people even cannot afford a house of their own in their entire life. How many people envy Andy in "Ode to Joy", but he ends up living like Fan Shengmei, who is bound by reality and is worried about buying a house. Especially in big cities like Shanghai and Beijing, we have struggled for many years but can’t even afford a toilet. It’s so sad! Therefore, many people can only seek help from loans in order to reduce financial pressure. At this time, you need to write a housing loan application. Today, Rongeju has specially prepared a sample loan application for you. You can take it away!

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Sample loan application letter

I am a xx person, currently working as xx, with an average monthly household income of xx yuan. I am purchasing a commercial housing unit developed by xx. The property number is xx. I would like to apply for a housing mortgage loan of xx million yuan with a term of xx years from your company. I agree to mortgage the purchased property to your company as a guarantee to repay the loan under the loan contract signed with your company. I agree to your company xx. Check your personal information through the People's Bank of China Personal Credit Information System to understand your credit status.

In line with the principle of honesty and trustworthiness, I declare that this house is the xx house purchased by my family with a loan. I have opened a repayment account at your branch in accordance with your bank's requirements. The account number is xx, and I guarantee that the current principal and interest payment will be deposited in full before the repayment date of each period and the loan maturity date. I also authorize the lender to repay the loan every month. The principal and interest of the loan will be deducted from the account on the repayment date and the loan maturity date. If the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and the loan is in arrears, I will accept all legal collections from your organization. measures and voluntarily bear all consequences.

Applicant:

Valid ID number:

Year, month and day:

Sample loan application letter

In today's society, the number of applications is increasing. The application form is a document used when we make requests. But do you know how to write well? Below are 5 sample loan application letters that I have compiled for you. Welcome to read and collect them.

Loan application sample 1

Agricultural Bank of China __ branch:

__ commercial and residential community is developed and constructed by __ Co., Ltd. High-end residential complex. Among them, the proposed building No. _ and Building No. _ and the Building No. _ and Building No. _ under construction cover a total area of ??more than _ acres and a total construction area of ??__. It is designed to accommodate more than 180 households, with a population of more than 600 people.

The design of the buildings in the community is unique and novel, using a number of new materials, new processes, and new technologies. The building layout is reasonable, the sunlight is suitable, and it is implemented in accordance with the latest national energy-saving, emission reduction, green, and environmentally friendly building standards. , is the first choice goal for people to live a healthy and harmonious life. The entire __community planned investment_ will be completed in three years. Building _ Building _, Building _, and Building _ are the third phase construction project of the community, with a total construction area of ??__, 180 residential units, and 16 commercial shops are under construction.

After the completion of the four main buildings of Qingshan Garden Phase 3, the building will be worth __ based on the current market price. According to current sales statistics, as many as 2/3 of the house purchasers will need to apply for mortgage loans. It is estimated that Need a loan of __ ten thousand yuan. Therefore, I applied for a residential mortgage loan from the Agricultural Bank of China to promote sales and invigorate the market. We hereby apply for approval from the Agricultural Bank of China.

Sincerely yours

Salute!

Applicant:

Date:

Loan Application Sample 2< /p>

Rural Credit Cooperative Union Branch:

Basic information: There is a villager in this group, male, ID number: 531, 28 years old, *** is the same as the applicant (spouse)___, Now 30 years old, in good health, ID number: 53352. The family is mainly engaged in farming and business. After a family meeting, it was decided to apply for a loan of 50,000 yuan (in capital letters: 50,000 yuan) from the Xinjian Road Branch of Yunxian Rural Credit Cooperative Association for the construction of a new home and to jointly bear all the costs. Financial Responsibility.

The reason for the loan and the actual economic situation: Borrower: There are 3 people in the family and 2 laborers. The family is mainly engaged in planting and doing business. It has 100,000 yuan of self-owned funds. Now it is developing funds for the construction of a new home. Insufficient, he proposed to apply for a loan of 50,000 yuan (in capital letters: 50,000 yuan) from the Yunxian Xinjian Road Credit Branch, with a loan period of two years.

Property and annual income of the borrower's family owner: Housing situation: The borrower has a house in the village with a brick-concrete structure, an area of ??300 square meters, and a value of more than 120,000 yuan; 2 acres of paddy fields, worth 4 Ten thousand yuan; contracted 18 acres of forest, worth 50,000 yuan. Total assets are 210,000 yuan. Family business situation: breeding 5 pigs and 1 cow. Annual income: breeding income 15,000 yuan; annual planting income 10,000 yuan, business income 40,000 yuan; total annual income 65,000 yuan. The first source of repayment is sufficient, and the target has no liabilities in other banks.

Guarantor information: I am a villager, male, ID number: 53352, 45 years old, *** is the same as the guarantor (spouse), ID number: 5, 41 years old, family Mainly engaged in breeding and business, with the consent of all family members, he voluntarily provided guarantee for Shen Xiaoyan's application for a loan of 50,000 yuan from the Xinjian Road Branch of Yunxian Rural Credit Cooperative Association, and assumed joint and several liability for repayment.

Repayment Commitment: I resolutely act in accordance with the rules and regulations of the credit union, settle interest on a quarterly basis, conscientiously fulfill the terms of the contract, use the funds according to the facts written in the contract, and guarantee to repay the principal and interest in full when the loan is due. Please create a new Road Credit Branch provided support to borrow 50,000 yuan to develop planting, breeding and business. The payment method is independent payment method.

Borrower’s contact number:

Guarantor’s contact number:

Opinions of members of Tianxin Village Committee, Aihua Town:

Handling Person:

Borrower:

***Same borrower:

20__ year_month_day

Loan application form Sample 3

Our company and your bank account company have reached an entrusted loan intention to start project construction. Our company will use its own funds (or special financial funds) to provide start-up funds for its development and construction projects and assist It completes project construction and forms effective fixed assets. The total amount of entrusted loan funds is 10,000 yuan, which will be deposited into your bank's entrusted loan fund account in installments according to the payment plan. The loan term is one year, and the loan interest rate shall be based on the People's Bank of China's loan interest rate for the same period and grade. I am now submitting an application and entrusting your bank to issue this loan on my behalf. I sincerely request your approval. The specific entrustment matters agreed between our company and your bank are as follows:

1. Responsible for assisting in recovering the principal and interest of the loan; if the borrower fails to repay overdue, your bank has the right to recover the loan within the time limit, or notify the borrower of other opening accounts The bank will deduct the money for repayment;

2. Responsible for supervising and supervising the borrower's use of funds according to the plan, ensuring that the loan funds are used exclusively; assisting in supervising the borrower's avoidance of bankruptcy, dissolution, division, and merger before the entrusted loan expires , leasing, transferring, contracting and other malicious acts of evacuating loan funds, promptly notify our company if the borrower is found to have such acts;

3. Responsible for the safekeeping of the borrower and guarantor (if any) under this contract Collateral, pledges and certificates of rights;

4. Responsible for supervising and supervising the borrower's production and operation and the implementation of the construction project;

5. Responsible for supervising and supervising the borrower Sixty days before the entrusted loan expires, real and effective fixed assets can be formed; if the borrower fails to repay the loan on time, your bank will complete the fixed asset mortgage loan with the borrower or your bank will dispose of the above assets and return them;

6. Responsible for withholding and paying the relevant tax payable stipulated by national policies;

This applicant hereby solemnly declares: the entrusted funds are our company’s own funds (or special financial management funds) and the source is legal and compliant, the loss of funds from the entrusted loan will be borne by our company. The above information is true, accurate and complete. We hope that your bank will respond as soon as possible after receiving our company's application for entrusted loan business. After receiving the confirmation receipt from your bank, our company will immediately go to your bank to handle the business with the account opening procedures and relevant legal documents.

Applicant: (official seal)

Legal representative: (or authorized agent)

20___month_day

Bank confirmation receipt (opinion):

Loan application sample 4

County Agricultural Bank of China Credit Unit:

My name is ___, male, Tibetan, ___ Born in November 2019, native of Gonggar County, graduated from Guangzhou Medical College in 20__, started working in July of the same year, and currently works at Chayu County People's Hospital, with a monthly salary of 3,546 yuan.

Wife: Silang Lhamo, female, Tibetan, born in ____, unemployed.

I am currently renovating my self-built house on Shuangyong Road in Chayu County. The decoration area is 305.25 square meters. The cost per square meter is 400 yuan. The total price is 122__0 yuan. I have paid the decoration party 60,000 yuan. Yuan, but the later project payment could not be paid on time, so I applied for a loan of 60,000 Yuan from your bank with a term of three years. The monthly loan principal repayment is: 1.67 Yuan and interest, and it is guaranteed to be repaid within 3 years of the loan expiration. , and use my family’s monthly salary income of 3,546 yuan as a source of guarantee. Thank you for your loan approval!

Applicant:

Date:

Loan Application Sample 5

1. Basic information of the lender

___, native place: Hua'an County, Han nationality, male, 38 years old, lives in: ____. Family situation: There are 5 people in the family, with four people capable of working and one child. I am the deputy director of the Central Health Center of Shajian Town, __ County. The main source of economic income is salary performance subsidy, with an annual income of 40,000 yuan. In addition, there is an 8-acre honey pomelo in __ village, with an annual net income of more than 30,000 yuan. ***The total annual net income reaches 70,000 yuan. Applicant’s contact phone number: ______, ID number: ________. Spouse: __, ID number: ____.

2. Reasons for the loan

I have two old houses in __ village. After personal inspection, I found that the market prospect of growing mushrooms is good, with good and fast returns and low risks. It has been evaluated that two old houses can be planted with 700 square meters, and materials such as mushroom supports and mushrooms need to be purchased. The estimated cost in the first year is between 80,000. Currently, I have 30,000 yuan and still owe 50,000 yuan, so I applied for a loan of 50,000 yuan from your company with a loan term of one year.

3. Repayment sources and repayment plan

I will use my salary, spouse’s salary, pomelo income, family income plus mushroom income as the repayment source. During the loan period Interest will be settled on time. My salary at the Shajian Town Central Health Center is RMB 2,200, with a performance subsidy of RMB 800, and my annual income is RMB 36,000. The spouse's salary income is 22,000 yuan, Zheng Quanliang's labor is 20,000 yuan, Li Qiongmei's salary is 20,000 yuan, and there is an 8-acre honey pomelo in Guangu Village, with an annual net income of more than 30,000 yuan. In addition, the net income from mushrooms is expected to be at least 30,000 yuan, and the total annual net income reaches 158,000 yuan. Therefore, I plan to repay the principal and interest of the loan of 50,000 yuan from your company in April 20__. If the loan is due and fails to be repaid in time, I will voluntarily bear the liability for breach of contract and bear the corresponding legal liability.

4. Basic information, economic income and guarantee of the guarantor

___, place of origin: __ County, Han nationality, male, 44 years old, lives in: ___. ID number: ___. My main economic income: I own 25 acres of pomelo and orange trees, with an annual income of 120,000 yuan. As a village doctor in the village, his annual income is 30,000 yuan. Engaged in pomelo, timber, and gas delivery business, the annual income can reach at least 70,000 yuan. Total annual income***: 200,000 yuan, enough to guarantee a guarantee liability of 50,000 yuan. I voluntarily guarantee the lender and voluntarily assume the guarantee responsibility and legal liability after the loan expires.

Hereby apply

Please approve!

Loan applicant:

Guarantor:

20__ Year_month_day

How to write a personal loan application, complete loan application sample

Personal loan application sample one (general version)

I am xx Personnel from (unit), current position xx, average monthly family income xx yuan, in order to purchase a commercial housing (shop) developed by xx (company), the property number is xx, I would like to apply for a housing (shop) mortgage loan of xx million yuan from your office , with a term of xx years, and agree to mortgage the purchased property to your organization (bank) as a guarantee for repayment of the loan under the loan contract signed with your organization (bank); agree that your organization xx (bank) will pass the People's Bank of China personal credit investigation The system queries my information and understands my credit status.

In line with the principle of honesty and trustworthiness, I declare that this house is the xx house purchased by my family with a loan (excluding provident fund loans).

In accordance with the requirements of your bank, I opened a repayment account at the branch (branch) where I am located, with the account number xx, and I guarantee that the current period's principal and interest will be deposited in full on each repayment date and loan maturity, and I also authorize the lender. The loan principal and interest (including overdue interest and penalty interest) will be deducted from the account on the monthly repayment date and the loan maturity date; if the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and an error occurs If I default on my loan, I accept all legal collection measures taken by your organization (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint):

Valid ID number:

Year, month and day

Personal loan application sample 2 (House Purchase Loan)

Applicant Information

Name: __________ Gender: □ Male □ Female Nationality: _________ Date of Birth: ___ Year ___ Month ___ Day Certificate Name: _________Document number: _________Registration location:___________ Health status: □Good □Fair □Poor Is it a local: □Yes □No Time of local residence: _______ years Postal code: ____Correspondence address: _________ Contact number 1: _________ Contact number 2: __________ Contact number 3: _________ Mobile phone: _________ EMAIL:

Educational level: □Graduate student and above □University □College □Technical secondary school □High school □Junior high school □Elementary school □Illiterate Or semi-literate

Marital status: □ Unmarried □ Widowed □ Divorced □ Married with children □ Married without children □ Other

Working unit:

Enter the current unit Working time: ___ years___ months

Do you have professional qualifications: □Yes □No

Professional title: □Senior □Intermediate □Junior □No professional title

My monthly income:

Family monthly income:

Family per capita monthly income:

Number of dependents:

Main financial source: □ Wage income □Self-employment income□Other non-wage income

Other sources of economic income:

Housing savings account number:

Social security number:

Total household assets:

Total household liabilities:

Total household external guarantees:

Residential status: □ Owned house □ Loan purchase □ With relatives Shared dormitory □ Rental □ Others

Housing provident fund account:

Whether to open an account in our bank’s securities business system: □ Yes □ No

Whether this bank’s account Employees: □Yes □No

Do you have a credit card from the Bank: □Yes □No

Do you have a time deposit certificate from the Bank: □Yes □No

Customer level ：□None□Branch level□Head office level

Whether to participate in pension insurance: □Yes □No

Whether to participate in unemployment insurance: □Yes □No

Whether to pay Provident fund: □Yes □No

Whether you participate in medical insurance: □Yes □No

Whether you receive housing subsidies: □Yes □No

Spouse status

Name:_______Date of Birth:____Year___Month____Gender:□Male□Female ID Name:________ID Number:________Phone:_______Work Unit:____Mobile Phone:___________ _Correspondence address: ____________________ Postal code:

***Same lender

Name: _______Date of birth: __year___month___day Gender: □Male □Female Phone number: __________ ID name: ____________ ID number: _________ Mobile phone: ________ Work unit: __________ Relationship with lender: ________ Mailing address: _______________ Postal code:

Application Loan situation

Loan amount: _____________ (uppercase) RMB

Lowercase:

Loan period ____ months

Repayment method: □Equal principal and interest repayment method □Equal principal repayment method □One-time principal and interest repayment method

Borrowing purpose: □Buy a house □Purchase a shop □Self-built house □Repair a house □Replace a house □House □Others

Types of loan to apply for: □Personal housing loan □Personal commercial housing loan □Personal re-trading housing loan □Personal re-trading commercial housing loan

□Personal housing transfer loan□ Personal commercial housing transfer loan □ Personal self-built housing loan □ Personal overhaul housing loan

□ Personal villa loan □ Personal second home loan □ Personal high-end commercial housing loan □ Provident fund personal housing

Loan

Guarantee situation

Guarantee method: □ Mortgage □ Mortgage plus periodic guarantee □ Mortgage plus guarantee □ Pledge □ Pledge plus periodic guarantee □ Pledge plus guarantee □ Guarantee

Name of collateral: ________Name of pledge:

Name of guarantor:

Planned house purchase situation

Seller unit:

Project name:

Sales license number:

House type: □Existing house□Full plan

House type:

House type: □Welfare housing □ Low-profit housing □ Affordable housing □ Affordable housing □ Commercial housing □ Not for sale public housing □ Villa □ Others

Address:

House structure: □Frame □Brick-concrete □Frame-cut □Others

Housing area: _______ square meters

Unit selling price: _______ yuan/square meter

Total house price: ________ yuan

House purchase price paid: _______ yuan

House purchase contract number:

House ownership certificate number:

Purpose of house purchase: □Self-occupied□Investment □Others

Delivery date: ___year___month___day

Whether to use this commercial house to set up a mortgage: □Yes□No

Since Construction and overhaul of houses:

House location address:

Urban construction department approval number:

House structure: □Frame□Brick-concrete□Frame-cut□ Others

Building area: ______ square meters

Number of floors:

Self-built house cost: _____ yuan

Original house value : ____yuan

Increase building area: ______ square meters

Overhaul house cost: _______ (uppercase) RMB lowercase:

Planned start date: ___ Year ___ month ___ day

Planned completion date: ___ year ___ month ___ day

The lender and *** the same lender declare:< /p>

1. I guarantee that the above information is true, legal, and valid. If there is any fraud or concealment of facts, I will voluntarily bear all legal responsibilities.

2. I acknowledge that this application form is used as the basis for borrowing money from your bank. A copy of the submitted information can be retained by your bank for future reference.

3. I have no objection if your bank fails to accept the application because it does not meet the prescribed loan conditions.

4. I promise to repay the principal and interest of the loan in full and on time after obtaining the bank loan.

5. I agree that China Construction Bank will provide my credit information to the basic personal credit information database of the People's Bank of China and other personal credit databases approved by the credit reporting authorities. And agree that China Construction Bank will inquire about my credit status from the above-mentioned personal credit database or relevant units, departments and individuals, and the credit report obtained from the inquiry will be limited to the purposes specified in the "Interim Measures for the Management of Basic Personal Credit Information Database" promulgated by the People's Bank of China. .

Signature of the lender: ***Signature of the same as the lender:

Day of ____month__ of the year

Declaration of the spouse of the lender:

I am the spouse of the lender. I agree with the lender to apply for a personal loan from your bank. I also agree with China Construction Bank to inquire my credit status from the above personal credit database or relevant units, departments and individuals. The credit report obtained from the inquiry is limited to Within the scope of purposes specified in the "Interim Measures for the Management of Basic Personal Credit Information Database" promulgated by the People's Bank of China.

Signature of the lender’s spouse:

Year___month__day

Personal loan application sample three (car loan)

Bank personal car loan application form

Loan bank: Account manager:

Applicant profile:

Name:

Document name: □ ID card □ Passport □ Others:

ID number:

Attach a photo of the borrower

Gender: □Male □Female Date of birth: year, month, day

Education level: □Graduate □University □College □Technical secondary school □High school □Junior high school □Elementary school □Others

Marital status: □Single □Married □Widowed □Divorced

Family contact number: Work phone number:

Mobile phone/pager: E-mail:

Family current address: Home postal code:

Police station where household registration is located: Whether you have a non-agricultural household registration: □ Yes □ No

Working unit:

Industry: □ Finance and insurance □ Government agencies □ Culture, education and health □ Commerce □ Posts and telecommunications □ Transportation □ Tourism □ Real estate □ Electronic □ Others

Unit position: Unit address:

Number of job changes within three years: □Less than once □Two times □Three or more times

Monthly income of the borrower: Family monthly income: Dependent population:

Spouse’s name: Spouse’s ID card name: □ ID card □ Passport □ Others

Spouse’s ID number: Spouse’s workplace:

Spouse’s workplace address: Spouse’s workplace position:

Spouse’s workplace phone number: Spouse’s mobile phone/pager:

Planned vehicle purchase and loan application status:

Planned purchase Vehicle brand: Model: Color: Imported car □ Yes □ No Truck □ Yes □ No

Total car purchase amount: Down payment amount: Application loan amount:

Loan period: Yearly repayment Method: □ Quarterly □ Monthly Loan principal repayable per period: Yuan

Down payment ratio: % Proportion of each period’s repayment to household income:

Name of the car sales unit : Special dealer □ Yes □ No Car sales unit phone number:

Car purchase contract number: Car purchase purpose: □ Self-use □ Cargo transportation □ Long-distance and short-distance passenger transportation □ Taxi operation □ Others

Agent Deduction card:

The borrower declares:

The above information is completely true. Regardless of whether the bank provides a loan, the bank will retain this loan application. I agree that the bank can review me and my family members. income, property status and employment experience.

Applicant’s signature:

Year, month and day

Declaration from the borrower’s spouse:

I am the spouse of the borrower____________, I agree that the borrower will apply for a personal car loan from your bank. I agree to mortgage (pledge) the collateral (certificate of pledge rights) listed in this application to your bank as a guarantee for the loan.

Signature of the borrower’s spouse:

Year, month and day

Guarantee information

Guarantee method provided: (Please select and fill in)

p>

□Name of mortgage collateral: Appraisal value: Yuan pledge rate:

□Name of pledge right certificate: Appraisal value: Yuan pledge rate:

□Guarantor 1 Name: Name of Guarantor 2:

□Collateral (pledge) plus guarantee (pledge) Name of collateral: Appraisal value: Yuan Guaranty (pledge)

Name of Guarantor 1: Guarantor 2 Name:

Legal guarantee:

Guarantor 1: Unit name:

Business license number: Loan certificate number:

Statutory Representative: Legal representative phone number:

Authorized agent: Authorized agent phone number:

Finance manager: Finance manager phone number:

Legal person code: Main business Business:

Basic bank account number: Unit address:

Single

Bank loan application sample

Sample:

×× Bank ×× Branch: ×××× Construction Engineering Co., Ltd. Cement Products Factory was established on March 28, 2008. It is located 300 meters south of Yangshan Station, covering an area of ??90,000 square meters, and has two gantry cranes. , large-scale equipment such as cement pipe production and hollow bricks cost more than 3 million yuan, and two new warehouses were built with a usable area of ??2,000 square meters. Since its establishment, it has been engaged in the wholesale and retail business of building materials from pre-component production. Our factory is rich in resources, has strong operating capabilities, and the overall operating situation is good. We abide by laws and regulations in the business process, pay attention to integrity, and have achieved good economic benefits. In recent years, with the rapid development of the real estate and construction industries, cement precast products have , The demand for building materials market will maintain rapid growth in the next few years, which will provide our cement products factory with greater development space and opportunities. In order to seize the opportunity to seize the development space and good opportunities provided by the market, this year our factory will expand the production scale of cement prefabricated products and the storage capacity of building materials. At present, our company is in operation and has signed cement purchase contracts with cement plants and others for 10,000 tons, and signed steel contracts with companies for 1,000 tons. Due to the expansion of business scale and increase in building materials inventory, self-owned funds are insufficient. I would like to apply for a working capital loan of 2 million yuan from your bank with a term of one year. The source of repayment is the company's operating income, and the land of our factory (an area of ??90,000 square meters) is used as a mortgage guarantee. We sincerely request your approval.

Hereby apply! ×××× Engineering Co., Ltd. Cement Products Factory February 10, 2012

Bank loans refer to individuals or enterprises lending funds to banks to meet capital needs at a certain interest rate in accordance with the policies of the country where the bank is located. An economic act in which an individual or enterprise agrees on a time limit for repayment. In different countries and in different development periods of a country, the types of loans classified according to various standards are also different.

For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, project loans, etc., while industrial and commercial loans in the United Kingdom mostly take the form of bill discounts, credit accounts, and overdraft accounts. .